Home, Family, Style and Art Ideas

Best Passover Ideas
Best 24 Passover Brisket Recipe

by admin April 29, 2023

by admin April 29, 2023

Best 24 Passover Brisket Recipe .Continue reading for some excellent thoughts on exactly how you can use…
Nail Colors
22 Best Ideas Powder Gel Nail Colors

by admin April 29, 2023

by admin April 29, 2023

22 Best Ideas Powder Gel Nail Colors .When taking into consideration the cooler season, you could securely…
Landscape Ideas
35 Spectacular Backyard Tick Spray

by admin April 29, 2023

by admin April 29, 2023

35 Spectacular Backyard Tick Spray .A backyard is an extension of what’s going on inside our residence,…
Bracelets
The top 21 Ideas About Chan Luu Bracelets

by admin April 29, 2023

by admin April 29, 2023

The top 21 Ideas About Chan Luu Bracelets .Allow your wrist sparkle with a stunning diamond bracelet…
Kitchen Ideas
20 Unique Kitchen Remodel Pricing

by admin April 28, 2023

by admin April 28, 2023

20 Unique Kitchen Remodel Pricing .Optimize your kitchen layout for food prep and entertaining by reconsidering the…
Mothers Day Quotes
Best 35 Quotes About A Mother's Love for Her Daughter

by admin April 28, 2023

by admin April 28, 2023

Best 35 Quotes About A Mother&#039;s Love for Her Daughter . Mommy’s Day arrive on Sunday, Might…
Printable Coloring Pages
21 Ideas for Free Printable Owl Coloring Pages

by admin April 28, 2023

by admin April 28, 2023

21 Ideas for Free Printable Owl Coloring Pages .Coloring pages the most convenient method to calm your…
Brooches
22 Of the Best Ideas for Wedding Brooches

by admin April 28, 2023

by admin April 28, 2023

22 Of the Best Ideas for Wedding Brooches .Sparkling crystals decorate these enjoys costume fashion jewelry breastpin…
DIY Rack Ideas
24 Of the Best Ideas for Diy Sunglass Rack

by admin April 27, 2023

by admin April 27, 2023

24 Of the Best Ideas for Diy Sunglass Rack .Whether your tiny closet is already loaded to…
Undercut Hairstyle
22 Best Ideas What is An Undercut Hairstyle

by admin April 27, 2023

by admin April 27, 2023

22 Best Ideas What is An Undercut Hairstyle .Undercutting has truly entered into its own, I believe…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?