Home, Family, Style and Art Ideas

Beach Wedding
Best 23 Alys Beach Weddings

by admin May 9, 2023

by admin May 9, 2023

Best 23 Alys Beach Weddings .That stated, if you re having a smaller sized beach wedding event…
Updo Hairstyles
The Best Updos Hairstyles for Thin Hair

by admin May 8, 2023

by admin May 8, 2023

The Best Updos Hairstyles for Thin Hair .Starting with just straight hair, you can make use of…
Quotes for Kids
20 Best Quotes About Grown Children

by admin May 8, 2023

by admin May 8, 2023

20 Best Quotes About Grown Children .Growing up is never very easy, and this thoughtful collection of…
Wedding Shoes
Top 24 Ivory Wedding Shoes with Pearls

by admin May 8, 2023

by admin May 8, 2023

Top 24 Ivory Wedding Shoes with Pearls .The bride can choose from a range of wedding or…
DIY Baby Shower Ideas
20 Of the Best Ideas for Minky Baby Blanket Diy

by admin May 8, 2023

by admin May 8, 2023

20 Of the Best Ideas for Minky Baby Blanket Diy .Get ready for a baby shower with…
Beautiful Nails
The top 20 Ideas About Pretty Nails & Spa

by admin May 7, 2023

by admin May 7, 2023

The top 20 Ideas About Pretty Nails &amp; Spa .Our expert and inviting team make it their…
Best Thanksgiving Ideas
The Best Ideas for Food Network Thanksgiving Menu

by admin May 7, 2023

by admin May 7, 2023

The Best Ideas for Food Network Thanksgiving Menu .The thought of preparing a Thanksgiving event so quickly…
Hanukkah Recipes
21 Best Hanukkah Dinner Recipe

by admin May 7, 2023

by admin May 7, 2023

21 Best Hanukkah Dinner Recipe .Chanukah food customs have their beginnings in the initial years that the…
Low Fat Recipes
Best 22 Low Fat Chicken Dinner Recipes

by admin May 7, 2023

by admin May 7, 2023

Best 22 Low Fat Chicken Dinner Recipes .Removing saturated fats can lower your cholesterol, so we have…
Mothers Day Gift Ideas
The Best Church Mother's Day Gift Ideas

by admin May 6, 2023

by admin May 6, 2023

The Best Church Mother&#039;s Day Gift Ideas .The last thing any kind of mommy desires is a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?