Home, Family, Style and Art Ideas

Halloween Party Ideas
Top 23 Sweet 16 Halloween Party Ideas

by admin May 14, 2023

by admin May 14, 2023

Top 23 Sweet 16 Halloween Party Ideas .Trick-or-treating and drawing together the best Halloween costume get all…
Best Gift Ideas
The Best Best Boss Gift Ideas

by admin May 13, 2023

by admin May 13, 2023

The Best Best Boss Gift Ideas . Get a pair of these truly cool unisex gloves. They…
Recipes for Kids
Top 25 Bento Box Recipes for Kids

by admin May 13, 2023

by admin May 13, 2023

Top 25 Bento Box Recipes for Kids .When it comes time to eat, youngsters are completely unforeseeable…
DIY Hair Ideas
25 Ideas for Diy Black Hairstyles

by admin May 13, 2023

by admin May 13, 2023

25 Ideas for Diy Black Hairstyles . Using these DIY hair masks will certainly condition your hair…
Best Valentines Day Ideas
The Best Ideas for Valentines Day Gifts for Daddy

by admin May 13, 2023

by admin May 13, 2023

The Best Ideas for Valentines Day Gifts for Daddy .An excellent Valentines Day suggestion for your sweetheart…
Birthday Party Ideas
21 Ideas for Arcade Birthday Party Ideas

by admin May 12, 2023

by admin May 12, 2023

21 Ideas for Arcade Birthday Party Ideas . Our Star or Super Celebrity party plans are best…
Birthday Gift Inspirations
The Best Diy Birthday Gift Ideas

by admin May 12, 2023

by admin May 12, 2023

The Best Diy Birthday Gift Ideas .Exactly how to Select the Perfect Birthday GiftYes, we understand. You…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas for New Girlfriend

by admin May 12, 2023

by admin May 12, 2023

Top 20 Birthday Gift Ideas for New Girlfriend . Take from our extensive variety of imaginative reward…
Romantic Quotes
23 Of the Best Ideas for Famouse Romantic Quotes

by admin May 12, 2023

by admin May 12, 2023

23 Of the Best Ideas for Famouse Romantic Quotes . In this collection you will certainly find:…
Casserole Recipes
The top 24 Ideas About Classic Tuna Noodle Casserole

by admin May 11, 2023

by admin May 11, 2023

The top 24 Ideas About Classic Tuna Noodle Casserole .If you have not found the appeal of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?