Home, Family, Style and Art Ideas

Best Cinco de Mayo Ideas
Top 22 Cinco De Mayo Activities for Elementary School

by admin May 16, 2023

by admin May 16, 2023

Top 22 Cinco De Mayo Activities for Elementary School .An additional smart idea is to take a…
Nail Ideas
The Best Ideas for Rose Gold Nail Ideas

by admin May 16, 2023

by admin May 16, 2023

The Best Ideas for Rose Gold Nail Ideas .There are the standards, like pumpkins as well as…
Wedding Decorations
Best 22 Wedding Decor Ideas On A Budget

by admin May 16, 2023

by admin May 16, 2023

Best 22 Wedding Decor Ideas On A Budget .As soon as you have actually scheduled as well…
Graduation Party Ideas
The Best Graduation Party Decoration Ideas

by admin May 15, 2023

by admin May 15, 2023

The Best Graduation Party Decoration Ideas . Provide your grad a grand send-off by having guests document…
Noodle Recipes
20 Best Ideas Chicken Noodle soup In the Crockpot

by admin May 15, 2023

by admin May 15, 2023

20 Best Ideas Chicken Noodle soup In the Crockpot .20 simple noodle recipes you need to know…
Mothers Day Quotes
35 Ideas for Mother Quotes to Daughters

by admin May 15, 2023

by admin May 15, 2023

35 Ideas for Mother Quotes to Daughters .Mom’s Day is the unique time of year when you…
Bachelorette Party Ideas
The 22 Best Ideas for Bachelorette Party Ideas In Chicago

by admin May 15, 2023

by admin May 15, 2023

The 22 Best Ideas for Bachelorette Party Ideas In Chicago . If you are among those people…
Dinner Recipes
21 Best Ideas Summertime Rum Drinks

by admin May 14, 2023

by admin May 14, 2023

21 Best Ideas Summertime Rum Drinks .For a quick meal that’s low in carbohydrates yet large on…
Kids Party Ideas
The Best Ideas for Centerpiece for Kids Party

by admin May 14, 2023

by admin May 14, 2023

The Best Ideas for Centerpiece for Kids Party .You can make this accessible for little youngsters also.…
Bedroom Ideas
30 Glamour Rustic Queen Bedroom Set

by admin May 14, 2023

by admin May 14, 2023

30 Glamour Rustic Queen Bedroom Set .Update your relaxed resort s design in one dropped swoop with…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?