Home, Family, Style and Art Ideas

Storage Ideas
21 Stylish Ikea Kitchen Storage Containers

by admin May 18, 2023

by admin May 18, 2023

21 Stylish Ikea Kitchen Storage Containers .From food preparation to amusing to cleaning, our kitchen area collection…
Nail Ideas
23 Best Ideas Thanksgiving Nail Ideas

by admin May 18, 2023

by admin May 18, 2023

23 Best Ideas Thanksgiving Nail Ideas .A bit of glimmer never ever harmed anyone, and also this…
Anniversary Quotes
The top 22 Ideas About Funny Anniversary Quotes for Friends

by admin May 18, 2023

by admin May 18, 2023

The top 22 Ideas About Funny Anniversary Quotes for Friends . Anniversary quotes to treasure and rejoice…
Kitchen Ideas
20 Inexpensive Grey Kitchen Floor

by admin May 18, 2023

by admin May 18, 2023

20 Inexpensive Grey Kitchen Floor .Sub-floors need to be clean, completely dry, structurally sound and flat, and…
Best Passover Ideas
24 Best Passover Potato Kugel Recipe

by admin May 17, 2023

by admin May 17, 2023

24 Best Passover Potato Kugel Recipe .As a Christian holiday, Passover was observed by many early Christians…
DIY Hair Ideas
The top 25 Ideas About Diy Sea Salt Spray for Straight Hair

by admin May 17, 2023

by admin May 17, 2023

The top 25 Ideas About Diy Sea Salt Spray for Straight Hair .Every new bride dreams concerning…
Wedding Favors
21 Ideas for Krispy Kreme Wedding Favor

by admin May 17, 2023

by admin May 17, 2023

21 Ideas for Krispy Kreme Wedding Favor .The function of this short article is for the couple…
DIY Craft for Adult Ideas
The Best Ideas for Art Gifts for Adults

by admin May 17, 2023

by admin May 17, 2023

The Best Ideas for Art Gifts for Adults .I love sharing tutorials and also creating craft ideas…
Thanksgiving Quotes
30 Best Thanksgiving Quotes Thanksgivingquotes

by admin May 16, 2023

by admin May 16, 2023

30 Best Thanksgiving Quotes Thanksgivingquotes .” One of my most unforgettable Thanksgiving memories was possibly the first…
Best Cinco de Mayo Ideas
Top 22 Cinco De Mayo Activities for Elementary School

by admin May 16, 2023

by admin May 16, 2023

Top 22 Cinco De Mayo Activities for Elementary School .An additional smart idea is to take a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?