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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
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      • Bob Hairstyles
      • Boys Hairstyle
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  • Coloring Pages For Girls

    Best 25 Cute Coloring Sheets for Girls

    by admin May 23, 2023
    by admin May 23, 2023

    Best 25 Cute Coloring Sheets for Girls .Supercoloring.com is an incredibly enjoyable for all ages: for young…

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    20 Best Ideas 35th Birthday Gift Ideas for Him

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    by admin May 23, 2023

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    by admin May 23, 2023

    20 Ideas for Valentines Day Wreath Ideas .Yes, the wonderful day is close. I indicate Valentines Day.…

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    20 Best 50 Birthday Gift Ideas for Him

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  • Nail Colors

    The 22 Best Ideas for Acceptable Military Nail Colors

    by admin May 22, 2023
    by admin May 22, 2023

    The 22 Best Ideas for Acceptable Military Nail Colors .From the realms of the Egyptian Pharaohs to…

  • Glitter Nails

    25 Best Ideas White with Glitter Nails

    by admin May 22, 2023
    by admin May 22, 2023

    25 Best Ideas White with Glitter Nails .For nails that beam brighter than Bellatrix’s safe at Gringotts,…

  • Wedding Favors

    Top 21 Wedding Reception Favors

    by admin May 21, 2023
    by admin May 21, 2023

    Top 21 Wedding Reception Favors .What’s the most affordable way to purchase wedding celebration prefers? Allow’s be…

  • Rings

    Top 21 Wedding Rings Set

    by admin May 21, 2023
    by admin May 21, 2023

    Top 21 Wedding Rings Set .Whether you re choosing rings for your interaction or matching wedding rings,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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