Home, Family, Style and Art Ideas

Wedding Sparklers
Top 22 Wedding Sparkler Pictures

by admin May 26, 2023

by admin May 26, 2023

Top 22 Wedding Sparkler Pictures .It is a romantic idea and also its definitely something that is…
Fathers Day Gift Ideas
Top 22 Gift Ideas for New Fathers

by admin May 26, 2023

by admin May 26, 2023

Top 22 Gift Ideas for New Fathers . If your daddy is everything about creating the excellent…
Anniversary Gift Ideas
20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife

by admin May 25, 2023

by admin May 25, 2023

20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife .Please your precious spouse by…
Nail Designs
Best 20 Valentine Nail Designs

by admin May 25, 2023

by admin May 25, 2023

Best 20 Valentine Nail Designs .There are the standards, like pumpkins as well as charming deer, and…
Coloring Pages For Kids
25 Ideas for Tractor Coloring Pages for Kids

by admin May 25, 2023

by admin May 25, 2023

25 Ideas for Tractor Coloring Pages for Kids . Coloring is a very enjoyable for every ages:…
Prom Hairstyles
21 Best Side Hairstyles for Prom

by admin May 25, 2023

by admin May 25, 2023

21 Best Side Hairstyles for Prom .There are times when even the best-dressed ladies look surprisingly careless…
DIY Home Decoration Ideas
The top 22 Ideas About Room Decor Diy Ideas

by admin May 24, 2023

by admin May 24, 2023

The top 22 Ideas About Room Decor Diy Ideas .When selecting your DIY house tasks, wear t…
Best Fathers Day Ideas
The Best Kindergarten Fathers Day Crafts

by admin May 24, 2023

by admin May 24, 2023

The Best Kindergarten Fathers Day Crafts .Parenting has three phases, one when the youngsters are babies as…
Kids Hairstyles
The top 25 Ideas About Short Hairstyles for Black Kids

by admin May 24, 2023

by admin May 24, 2023

The top 25 Ideas About Short Hairstyles for Black Kids .@[New Year and also new hairstyle work…
Nail Colors
The Best Best Neutral Nail Colors

by admin May 24, 2023

by admin May 24, 2023

The Best Best Neutral Nail Colors .From the worlds of the Egyptian Pharaohs to the Aztecs, imperial…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?