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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
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    • Hairstyle
      • Anime Hairstyles
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      • Best 4th of July Ideas
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  • Pins

    Best 23 Push Pins

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    by admin June 10, 2023

    Best 23 Push Pins .Looking for fantastic outfit jewelry brooches and also pins for yourself or as…

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    Top 24 Gift Ideas for 10 Yr Old Girls .Teenager women are pretty hard to shop for,…

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    24 Best Ideas Bible Quotes About Kindness

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    by admin June 8, 2023

    20 Of the Best Ideas for Boy Cool Hairstyle .It is one of one of the most…

  • Baby Shower Recipes

    The Best Ideas for Baby Boy Cake Ideas for First Birthday

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    20 Ideas for Seventh Anniversary Gift Ideas

    by admin June 8, 2023
    by admin June 8, 2023

    20 Ideas for Seventh Anniversary Gift Ideas .On this day, you understand what a gift it was…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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