Home, Family, Style and Art Ideas

Fathers Day Gift Ideas
The 22 Best Ideas for Fathers Day Gift Ideas Fishing

by admin June 25, 2023

by admin June 25, 2023

The 22 Best Ideas for Fathers Day Gift Ideas Fishing .Papa claims he is carefree and desires…
Best Passover Ideas
The 24 Best Ideas for Passover Brisket Recipe Oven

by admin June 24, 2023

by admin June 24, 2023

The 24 Best Ideas for Passover Brisket Recipe Oven .Read on for some excellent ideas on just…
Graduation Party Ideas
The Best Ideas for Fun College Graduation Party Ideas

by admin June 24, 2023

by admin June 24, 2023

The Best Ideas for Fun College Graduation Party Ideas . Provide your graduate a grand send-off by…
Birthday Party Inspirations
The top 30 Ideas About Little Girl Birthday Party Places

by admin June 24, 2023

by admin June 24, 2023

The top 30 Ideas About Little Girl Birthday Party Places . Find Birthday Celebration Material, consisting of…
Coloring Pages For Girls
25 Best Ideas Princess Coloring Sheets for Girls

by admin June 24, 2023

by admin June 24, 2023

25 Best Ideas Princess Coloring Sheets for Girls .Coloring is a very fun for any ages: for…
Pins
The 23 Best Ideas for Circle Pins

by admin June 23, 2023

by admin June 23, 2023

The 23 Best Ideas for Circle Pins .Sparkling crystals decorate these enjoys costume jewelry brooch pins so…
Nail Ideas
23 Of the Best Ideas for Gel Nail Ideas for Summer

by admin June 23, 2023

by admin June 23, 2023

23 Of the Best Ideas for Gel Nail Ideas for Summer .A bit of sparkle never hurt…
Quotes for Kids
20 Ideas for Child Dreams Quotes

by admin June 23, 2023

by admin June 23, 2023

20 Ideas for Child Dreams Quotes .People from every walk of life have something to claim regarding…
Best Fall Ideas
21 Best Family Fall Pictures Clothing Ideas

by admin June 23, 2023

by admin June 23, 2023

21 Best Family Fall Pictures Clothing Ideas .@[One of one of the most touching as well as…
Coloring Pages for Children
21 Best Ideas Baby Fox Coloring Page

by admin June 22, 2023

by admin June 22, 2023

21 Best Ideas Baby Fox Coloring Page .Super tinting – complimentary tinting pages for kids, tinting sheets,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?