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Anklets
20 Ideas for Cute Anklet

by admin November 14, 2023

by admin November 14, 2023

20 Ideas for Cute Anklet .Individuals hold that if the boy or the hubby ties anklets to…
Romantic Quotes
23 Best Best Romantic Movie Quotes

by admin November 14, 2023

by admin November 14, 2023

23 Best Best Romantic Movie Quotes .The thing is that love gives us a ringside seat on…
DIY Rack Ideas
The top 24 Ideas About Diy Snake Rack

by admin November 14, 2023

by admin November 14, 2023

The top 24 Ideas About Diy Snake Rack . For the corners where you can just have…
Christmas Quotes
21 Ideas for Clever Christmas Quotes

by admin November 13, 2023

by admin November 13, 2023

21 Ideas for Clever Christmas Quotes . The Christmas spirit does not shine out in the Christian…
Graduation Gift Ideas
The 25 Best Ideas for Graduation Gift Ideas for Men

by admin November 13, 2023

by admin November 13, 2023

The 25 Best Ideas for Graduation Gift Ideas for Men . It’s the best gift they can…
Birthday Gift Ideas
20 Best Birthday Gift Ideas 3 Year Old Boy

by admin November 13, 2023

by admin November 13, 2023

20 Best Birthday Gift Ideas 3 Year Old Boy . So, in this article at 1 point,…
Education Quotes
35 Best Huck Finn Education Quotes

by admin November 13, 2023

by admin November 13, 2023

35 Best Huck Finn Education Quotes .Education and learning is possibly one of the most vital components…
Christmas Quotes
The Best Ideas for Star Wars Christmas Quotes

by admin November 12, 2023

by admin November 12, 2023

The Best Ideas for Star Wars Christmas Quotes . The Xmas spirit does not beam out in…
Christmas Party Ideas
The Best Ideas for Mexican Christmas Party Ideas

by admin November 12, 2023

by admin November 12, 2023

The Best Ideas for Mexican Christmas Party Ideas .If you intend to hold the most effective vacation…
Easter Party Ideas
30 Best Easter Kids Party Ideas

by admin November 12, 2023

by admin November 12, 2023

30 Best Easter Kids Party Ideas .Whether you have a tiny event or a large family members…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?