Home, Family, Style and Art Ideas

Landscape Ideas
22 Cute Front Yard Landscape Photos

by admin July 10, 2023

by admin July 10, 2023

22 Cute Front Yard Landscape Photos .Designing With Blossom Power Image of a flower from a hibiscus…
Bathroom Ideas
24 Magnificient Vinyl Tile In Bathroom

by admin July 10, 2023

by admin July 10, 2023

24 Magnificient Vinyl Tile In Bathroom .In the beginning glimpse, you could only discover the timeless subway…
Mens Hairstyles
25 Best Mens Hairstyles with Line

by admin July 9, 2023

by admin July 9, 2023

25 Best Mens Hairstyles with Line .Hairstyles are every little bit as crucial for guys as it…
Short Hairstyles
The 20 Best Ideas for Black Baby Hairstyles for Short Hair

by admin July 9, 2023

by admin July 9, 2023

The 20 Best Ideas for Black Baby Hairstyles for Short Hair .Hair has for the longest time…
DIY Crafts for Kids
The 22 Best Ideas for Diy Baby Girl Clothes

by admin July 9, 2023

by admin July 9, 2023

The 22 Best Ideas for Diy Baby Girl Clothes .Toddlers need to be focused on straightforward tasks…
Curly Hairstyles
25 Best Ideas Curly Hairstyles for Black Girls

by admin July 9, 2023

by admin July 9, 2023

25 Best Ideas Curly Hairstyles for Black Girls .Having curly hairstyles can be tough to deal with.…
Best Pi Day Ideas
The Best Pi Day Dessert Ideas

by admin July 8, 2023

by admin July 8, 2023

The Best Pi Day Dessert Ideas .Pi (p) Day Established in 1988 at the Exploratorium, Pi (p)…
Glitter Nails
Best 25 Glitter Ombre Nails Tutorial

by admin July 8, 2023

by admin July 8, 2023

Best 25 Glitter Ombre Nails Tutorial .Glitter may make you think back to doing crafts in grade…
Wedding Gifts
24 Of the Best Ideas for Gifts for Wedding

by admin July 8, 2023

by admin July 8, 2023

24 Of the Best Ideas for Gifts for Wedding .Sending wedding event presents to praise a couple…
Engagement Party Ideas
The 21 Best Ideas for Fun Engagement Party Ideas

by admin July 8, 2023

by admin July 8, 2023

The 21 Best Ideas for Fun Engagement Party Ideas .You have actually obtained the ring and the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?