Home, Family, Style and Art Ideas

Bedroom Ideas
22 Pretty Best Bedroom Ceiling Lights

by admin July 17, 2023

by admin July 17, 2023

22 Pretty Best Bedroom Ceiling Lights .Unless your bed room is very tiny, it needs greater than…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes In Russian

by admin July 17, 2023

by admin July 17, 2023

25 Ideas for Birthday Wishes In Russian . I am thankful that you are a part of…
Coloring Pages For Boys
30 Best Ideas Valentine Coloring Pages for Boys

by admin July 17, 2023

by admin July 17, 2023

30 Best Ideas Valentine Coloring Pages for Boys . Coloring pages the simplest way to relax your…
Mermaid Party Ideas
20 Of the Best Ideas for Little Mermaid Party Snack Ideas

by admin July 16, 2023

by admin July 16, 2023

20 Of the Best Ideas for Little Mermaid Party Snack Ideas . This mermaid fad has legs.…
Kids Fashion Ideas
The top 24 Ideas About Child Fashion Clothes

by admin July 16, 2023

by admin July 16, 2023

The top 24 Ideas About Child Fashion Clothes .The Ultimate overview to infant clothes Sprucing up babies…
Birthday Invitation Ideas
The Best Alligator Birthday Invitations

by admin July 16, 2023

by admin July 16, 2023

The Best Alligator Birthday Invitations . Before the wedding day, plan ahead and buy your personalized thank…
Long Hairstyles
Top 23 Hairstyles for Long Face Shapes

by admin July 16, 2023

by admin July 16, 2023

Top 23 Hairstyles for Long Face Shapes .Very first step to stop hair breakage is conditioning. When…
Gifts for Kids
22 Of the Best Ideas for Amazon Kids Gifts

by admin July 15, 2023

by admin July 15, 2023

22 Of the Best Ideas for Amazon Kids Gifts .There are great deals of means for kids…
Coloring Pages for Children
The Best Baby Dolphin Coloring Pages

by admin July 15, 2023

by admin July 15, 2023

The Best Baby Dolphin Coloring Pages .I am a 4th Quality Catechist, and also in the procedure…
Graduation Party Ideas
Top 35 Easy Centerpiece Ideas for Graduation Party

by admin July 15, 2023

by admin July 15, 2023

Top 35 Easy Centerpiece Ideas for Graduation Party .Despite if you consider yourself an Amazon.com Prime or…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?