Home, Family, Style and Art Ideas

Long Hairstyles
The top 23 Ideas About Short Hairstyles for Long Faces

by admin July 25, 2023

by admin July 25, 2023

The top 23 Ideas About Short Hairstyles for Long Faces .Very first step to stop hair damage…
Inspirational Quotes
Best 24 Inspirational Quotes for Boys

by admin July 24, 2023

by admin July 24, 2023

Best 24 Inspirational Quotes for Boys . Below’s the best inspirational quotes we’ve seen to make you…
Holiday Gift Ideas
The Best Ideas for Holiday Gift Ideas for Mom

by admin July 24, 2023

by admin July 24, 2023

The Best Ideas for Holiday Gift Ideas for Mom .Our annual gift overviews intend to make vacation…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Your Girlfriend

by admin July 24, 2023

by admin July 24, 2023

Best 20 Birthday Gift Ideas for Your Girlfriend .If you’re once a exceptional birthday reward, then you’ve…
Backyard Party Ideas
Top 23 Ideas for Halloween Party In Backyard

by admin July 24, 2023

by admin July 24, 2023

Top 23 Ideas for Halloween Party In Backyard . Backyard events are essential to summertime. They’ve got…
Wedding Gifts
The 24 Best Ideas for 55th Wedding Anniversary Gifts

by admin July 23, 2023

by admin July 23, 2023

The 24 Best Ideas for 55th Wedding Anniversary Gifts .You can Send your finest dreams with a…
Best Winter Ideas
The 22 Best Ideas for Winter Wonderland themed Party

by admin July 23, 2023

by admin July 23, 2023

The 22 Best Ideas for Winter Wonderland themed Party .Wintertime wedding celebrations can be absolutely enchanting celebrations.…
Printable Coloring Pages
21 Best Valentines Coloring Pages Printable

by admin July 23, 2023

by admin July 23, 2023

21 Best Valentines Coloring Pages Printable . Coloring pages and also printables for kids of all agesThe…
Vegetarian Recipes
35 Best Ideas Greek Vegetarian Recipes

by admin July 23, 2023

by admin July 23, 2023

35 Best Ideas Greek Vegetarian Recipes .Make one of our healthy vegetarian recipes for a colourful, low…
Glitter Nails
25 Ideas for All Glitter Nails

by admin July 22, 2023

by admin July 22, 2023

25 Ideas for All Glitter Nails .For nails that shine brighter than Bellatrix’s vault at Gringotts, you…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?