Home, Family, Style and Art Ideas

Living Room Ideas
21 Lovely sofa for Small Living Room

by admin October 17, 2024

by admin October 17, 2024

21 Lovely sofa for Small Living Room .If your living-room has access to a ton of natural…
Best 4th of July Ideas
20 Best Ideas 4th Of July Rice Krispie Treats Recipe

by admin October 17, 2024

by admin October 17, 2024

20 Best Ideas 4th Of July Rice Krispie Treats Recipe .If, on the various other hand, the…
Best Easter Ideas
Best 25 Easter Party Favors

by admin October 16, 2024

by admin October 16, 2024

Best 25 Easter Party Favors .Blow up bunnies are really popular these days as well as most…
Crochet Hairstyles
The Best Crochet Hairstyles Pictures

by admin October 16, 2024

by admin October 16, 2024

The Best Crochet Hairstyles Pictures .Crochet pigtails are a low-cost pigtail design and also they can look…
Short Hairstyles
20 Ideas for Semi Short Hairstyles

by admin October 16, 2024

by admin October 16, 2024

20 Ideas for Semi Short Hairstyles .Hair has for the longest time been thought about to be…
Wedding Shoes
The top 24 Ideas About Sexy Wedding Shoes

by admin October 16, 2024

by admin October 16, 2024

The top 24 Ideas About Sexy Wedding Shoes .The bride-to-be can pick from a selection of wedding…
Rings
21 Ideas for Cheap Wedding Rings for Men

by admin October 15, 2024

by admin October 15, 2024

21 Ideas for Cheap Wedding Rings for Men .A ring for today as well as all of…
Coloring Pages For Kids
The top 25 Ideas About Cute Halloween Coloring Pages for Kids

by admin October 15, 2024

by admin October 15, 2024

The top 25 Ideas About Cute Halloween Coloring Pages for Kids . Maintain youngsters busy as well…
Best Valentines Day Ideas
The Best Fun Ideas for Valentines Day

by admin October 15, 2024

by admin October 15, 2024

The Best Fun Ideas for Valentines Day .A superb Valentines Day concept for your girlfriend can be…
Living Room Ideas
23 Gorgeous Canvas Painting for Living Room

by admin October 15, 2024

by admin October 15, 2024

23 Gorgeous Canvas Painting for Living Room .Your living room is most likely your go-to place, so…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?