Home, Family, Style and Art Ideas

Graduation Gift Ideas
25 Ideas for Unique High School Graduation Gift Ideas

by admin August 1, 2023

by admin August 1, 2023

25 Ideas for Unique High School Graduation Gift Ideas .Fashion jewelry is a wonderful choice as a…
Funny Quotes
The Best Funny Gangsta Quotes

by admin August 1, 2023

by admin August 1, 2023

The Best Funny Gangsta Quotes . Giggling is a fantastic means to release stagnant, hefty, unfavorable power.…
Bathroom Ideas
21 Dreamy Wall Sconce for Bathroom

by admin August 1, 2023

by admin August 1, 2023

21 Dreamy Wall Sconce for Bathroom .This bold washroom from Paper & Stitch provides us significant getaway…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes Video

by admin July 31, 2023

by admin July 31, 2023

25 Ideas for Birthday Wishes Video . Birthdays are among one of the most popular events of…
Inspirational Quotes
Top 24 Inspirational Quotes White Background

by admin July 31, 2023

by admin July 31, 2023

Top 24 Inspirational Quotes White Background . This is a quote that can come in useful if…
Beautiful Nails
Top 20 Pretty Nails Spearfish Sd

by admin July 31, 2023

by admin July 31, 2023

Top 20 Pretty Nails Spearfish Sd .Our special services consist of late nights, loyalty systems, unique hire,…
Graduation Party Ideas
35 Ideas for Card Box Ideas for Graduation Party

by admin July 31, 2023

by admin July 31, 2023

35 Ideas for Card Box Ideas for Graduation Party .Regardless of if you consider on your own…
Coloring Pages For Girls
The Best Pretty Girls Coloring Pages

by admin July 30, 2023

by admin July 30, 2023

The Best Pretty Girls Coloring Pages . In this group we accumulated the most effective coloring pages…
DIY Craft for Toddlers Ideas
30 Of the Best Ideas for Diy toddler Tent

by admin July 30, 2023

by admin July 30, 2023

30 Of the Best Ideas for Diy toddler Tent .Prepare yourself to take arts ‘n’ crafts to…
Best Easter Ideas
25 Best Ideas Easter Crafts for Sunday School

by admin July 30, 2023

by admin July 30, 2023

25 Best Ideas Easter Crafts for Sunday School .Most people enjoy to embellish the outside of their…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?