Home, Family, Style and Art Ideas

Grill Recipes
The Best Panini Kabob Grill Century City

by admin August 4, 2023

by admin August 4, 2023

The Best Panini Kabob Grill Century City .Summer is lastly here, which suggests the grilling recipe ideas…
Wedding Dresses
20 Of the Best Ideas for New Wedding Dresses

by admin August 3, 2023

by admin August 3, 2023

20 Of the Best Ideas for New Wedding Dresses .Wedding celebration gown budget plans are barely ever…
Birthday Quote Ideas
35 Best Golden Birthday Quotes

by admin August 3, 2023

by admin August 3, 2023

35 Best Golden Birthday Quotes .Sending birthday celebration greetings has actually come to be an essential custom…
Wedding Cakes
23 Ideas for Indian Wedding Cake toppers

by admin August 3, 2023

by admin August 3, 2023

23 Ideas for Indian Wedding Cake toppers .There are a selection of recipes for making butter cream…
Best New Years Day Ideas
25 Best Ideas New School Year Quotes

by admin August 3, 2023

by admin August 3, 2023

25 Best Ideas New School Year Quotes .Celebrated on January 1, New Years Day is observed as…
DIY Craft for Kids Ideas
The Best Things to Make with Kids

by admin August 2, 2023

by admin August 2, 2023

The Best Things to Make with Kids .Whether your child likes arts & crafts or science experiments,…
Inspirational Quotes
Top 24 9/11 Inspirational Quotes

by admin August 2, 2023

by admin August 2, 2023

Top 24 9/11 Inspirational Quotes . Below’s the most effective inspirational quotes we have actually seen to…
Wedding Hairstyles
23 Of the Best Ideas for Medium Hairstyles for Wedding

by admin August 2, 2023

by admin August 2, 2023

23 Of the Best Ideas for Medium Hairstyles for Wedding .There is a whole lot of choice…
Graduation Gift Ideas
25 Best Graduation Gift Ideas for Doctorate Degree

by admin August 2, 2023

by admin August 2, 2023

25 Best Graduation Gift Ideas for Doctorate Degree . Whether graduates are mosting likely to university, heading…
Body Jewelry
Top 23 Diamond Body Jewelry

by admin August 1, 2023

by admin August 1, 2023

Top 23 Diamond Body Jewelry .It doesn t issue what type of precious jewelry you require, we…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?