Home, Family, Style and Art Ideas

DIY Hair Ideas
25 Ideas for Diy Hair Treatment

by admin August 9, 2023

by admin August 9, 2023

25 Ideas for Diy Hair Treatment .Every bride-to-be dreams concerning having her ideal hair day ever on…
Chicken Recipes
Top 30 Chicken Breasts Recipes Simple

by admin August 8, 2023

by admin August 8, 2023

Top 30 Chicken Breasts Recipes Simple .I just made this and also it is unbelievable! In the…
Coloring Pages For Girls
The 25 Best Ideas for Coloring Sheets for Teen Girls

by admin August 8, 2023

by admin August 8, 2023

The 25 Best Ideas for Coloring Sheets for Teen Girls . In this group, you will discover…
Wedding Cakes
The 23 Best Ideas for Sunflower Wedding Cakes

by admin August 8, 2023

by admin August 8, 2023

The 23 Best Ideas for Sunflower Wedding Cakes .There are a selection of dishes for making butter…
Dairy-Free Recipes
Top 24 Low Carb No Dairy Recipes

by admin August 8, 2023

by admin August 8, 2023

Top 24 Low Carb No Dairy Recipes .Whether it’s tasty vegetarian or vegan recipes you seek, or…
Gift Basket Ideas
22 Best Ideas Dallas Cowboys Gift Basket Ideas

by admin August 7, 2023

by admin August 7, 2023

22 Best Ideas Dallas Cowboys Gift Basket Ideas . I adore gift baskets! Not just are they…
Living Room Ideas
23 Insanely Gorgeous Modern Living Room with Fireplace

by admin August 7, 2023

by admin August 7, 2023

23 Insanely Gorgeous Modern Living Room with Fireplace .What many individuals don’t value concerning modern design is…
Best Thanksgiving Ideas
24 Of the Best Ideas for Thanksgiving Gifts for Boyfriend

by admin August 7, 2023

by admin August 7, 2023

24 Of the Best Ideas for Thanksgiving Gifts for Boyfriend .If you are intending a sit down…
Birthday Card Ideas
Top 22 Grandma Birthday Card

by admin August 7, 2023

by admin August 7, 2023

Top 22 Grandma Birthday Card . Make your birthday welcoming stick out when you produce a customized…
Baby Shower Gifts
21 Best Ideas Twin Baby Boy Gift Ideas

by admin August 6, 2023

by admin August 6, 2023

21 Best Ideas Twin Baby Boy Gift Ideas .At the end of a lot of showers, nonetheless,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?