Home, Family, Style and Art Ideas

Dessert Recipes
30 Of the Best Ideas for Flourless Dessert Recipes

by admin August 14, 2023

by admin August 14, 2023

30 Of the Best Ideas for Flourless Dessert Recipes .This simple dessert recipe from Half Baked Harvest…
Inspirational Quotes
24 Best Inspirational Quotes for Students

by admin August 13, 2023

by admin August 13, 2023

24 Best Inspirational Quotes for Students . Below’s the ideal inspirational quotes we have actually seen to…
Valentines Day Gift Ideas
35 Of the Best Ideas for Best Male Valentines Day Gift Ideas

by admin August 13, 2023

by admin August 13, 2023

35 Of the Best Ideas for Best Male Valentines Day Gift Ideas .Store from these thoughtful and…
Recipes for Kids
25 Ideas for Baby Vegetable Recipes

by admin August 13, 2023

by admin August 13, 2023

25 Ideas for Baby Vegetable Recipes .We ve rounded up our favorite easy baking recipes for youngsters,…
Kitchen Ideas
20 Gorgeous White Kitchen Wood Floors

by admin August 13, 2023

by admin August 13, 2023

20 Gorgeous White Kitchen Wood Floors .Cooking area floor covering needs to be hardwearing, family-proof as well…
Coloring Pages for Children
21 Best Ideas Baby Koala Coloring Pages

by admin August 12, 2023

by admin August 12, 2023

21 Best Ideas Baby Koala Coloring Pages .Come as well as have fun with free tinting pages…
Male Hairstyles
24 Of the Best Ideas for Best Hairstyle for Me Male

by admin August 12, 2023

by admin August 12, 2023

24 Of the Best Ideas for Best Hairstyle for Me Male .What lots of hair stylists are…
Family Quotes
The Best Quotes About Family Struggles

by admin August 12, 2023

by admin August 12, 2023

The Best Quotes About Family Struggles .Family is one of the most essential, if not the most…
Engagement
Top 22 Unique Diamond Engagement Rings

by admin August 12, 2023

by admin August 12, 2023

Top 22 Unique Diamond Engagement Rings .Selecting jewelry that is high and classic quality need to be…
Birthday Gift Inspirations
The top 24 Ideas About Delivery Birthday Gifts for Him

by admin August 11, 2023

by admin August 11, 2023

The top 24 Ideas About Delivery Birthday Gifts for Him . Sure, your birthday celebration girl likes…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?