Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Best 13 Year Old Birthday Gift Ideas

by admin August 16, 2023

by admin August 16, 2023

24 Best 13 Year Old Birthday Gift Ideas . Sure, your birthday girl likes her share of…
Pins
The 23 Best Ideas for Pins Location

by admin August 16, 2023

by admin August 16, 2023

The 23 Best Ideas for Pins Location .There s no far better means to perk up your…
Mushrooms Recipes
The Best Ideas for Stuffed Portobello Mushroom Recipe

by admin August 16, 2023

by admin August 16, 2023

The Best Ideas for Stuffed Portobello Mushroom Recipe .Mushrooms add a remarkable natural flavour to savoury recipes.…
Engagement
The top 22 Ideas About Wedding Band or Engagement Ring First

by admin August 15, 2023

by admin August 15, 2023

The top 22 Ideas About Wedding Band or Engagement Ring First .When you think about diamonds, it…
Wedding Themes
20 Of the Best Ideas for Mardi Gras Wedding theme

by admin August 15, 2023

by admin August 15, 2023

20 Of the Best Ideas for Mardi Gras Wedding theme .The fairytale style is the most popular…
Wedding Nails
20 Best Ideas Nail Art Designs for Weddings

by admin August 15, 2023

by admin August 15, 2023

20 Best Ideas Nail Art Designs for Weddings .Your wedding will likely be one of the most…
Dinner Party Ideas
The Best Ideas for Large Dinner Party Food Ideas

by admin August 15, 2023

by admin August 15, 2023

The Best Ideas for Large Dinner Party Food Ideas . Can I pull out all the quits,…
Wedding Sparklers
22 Of the Best Ideas for 36' Wedding Sparklers

by admin August 14, 2023

by admin August 14, 2023

22 Of the Best Ideas for 36&#039; Wedding Sparklers .After buying enough wedding event sparklers, normally no…
Best Thanksgiving Ideas
Best 24 Thanksgiving Food Dishes

by admin August 14, 2023

by admin August 14, 2023

Best 24 Thanksgiving Food Dishes .The idea of planning a Thanksgiving event so quickly will obtain some…
Dessert Recipes
30 Of the Best Ideas for Flourless Dessert Recipes

by admin August 14, 2023

by admin August 14, 2023

30 Of the Best Ideas for Flourless Dessert Recipes .This simple dessert recipe from Half Baked Harvest…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?