Home, Family, Style and Art Ideas

Short Hairstyles
The 20 Best Ideas for Short Haircuts Women Over 50

by admin August 19, 2023

by admin August 19, 2023

The 20 Best Ideas for Short Haircuts Women Over 50 .Your hair stylist can help you include…
Kitchen Ideas
35 Amazing Fluorescent Under Cabinet Lighting Kitchen

by admin August 18, 2023

by admin August 18, 2023

35 Amazing Fluorescent Under Cabinet Lighting Kitchen .If you do not feel a sizzle when you stroll…
Coloring Pages For Adults
The top 23 Ideas About Coloring for Adults Book

by admin August 18, 2023

by admin August 18, 2023

The top 23 Ideas About Coloring for Adults Book . Coloring Pages for Grownups Coloring Pages for…
Life Quotes
22 Best Deep Meaningful Life Quotes

by admin August 18, 2023

by admin August 18, 2023

22 Best Deep Meaningful Life Quotes .The purpose of life is not to be satisfied. It is…
Inspirational Quotes
24 Best Ideas Inspirational Quotes for Moms

by admin August 18, 2023

by admin August 18, 2023

24 Best Ideas Inspirational Quotes for Moms . This is a quote that can come in handy…
Coloring Pages For Toddlers
The Best Dinosaur Coloring Pages for toddlers

by admin August 17, 2023

by admin August 17, 2023

The Best Dinosaur Coloring Pages for toddlers .My youngsters make use of (and appreciate) the coloring sheets…
Wedding Cakes
23 Of the Best Ideas for Bear Wedding Cake topper

by admin August 17, 2023

by admin August 17, 2023

23 Of the Best Ideas for Bear Wedding Cake topper .As brides, we desire that response to…
Gift Basket Ideas
The 22 Best Ideas for Gift Basket Ideas Men

by admin August 17, 2023

by admin August 17, 2023

The 22 Best Ideas for Gift Basket Ideas Men . Hello Jill: when we do gift baskets,…
Salsa Recipes
35 Best Basic Salsa Recipe

by admin August 17, 2023

by admin August 17, 2023

35 Best Basic Salsa Recipe .One of the best things about making your own salsa is that…
Kids Hairstyle Ideas
Best 23 Baby Girl Hair Clips

by admin August 16, 2023

by admin August 16, 2023

Best 23 Baby Girl Hair Clips .For a sophisticated haircut, this side part style will certainly offer…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?