Home, Family, Style and Art Ideas

Best Halloween Ideas
23 Ideas for Pallet Halloween Ideas

by admin April 3, 2025

by admin April 3, 2025

23 Ideas for Pallet Halloween Ideas .For the outfit shopping you might need to invest a couple…
Short Hairstyles
The top 20 Ideas About Best Short Hairstyles for Round Faces

by admin April 3, 2025

by admin April 3, 2025

The top 20 Ideas About Best Short Hairstyles for Round Faces .Casual short hairstyles are carefree, free-flowing,…
Best Summer Ideas
21 Ideas for Baked Summer Squash Recipe

by admin April 3, 2025

by admin April 3, 2025

21 Ideas for Baked Summer Squash Recipe .Why not have a summer enjoyable event and also let…
Birthday Gift Inspirations
The Best 80th Birthday Gift Ideas for Mom

by admin April 2, 2025

by admin April 2, 2025

The Best 80th Birthday Gift Ideas for Mom . Certain, your birthday woman enjoys her share of…
Bachelorette Party Ideas
The Best Bachelorette Party Dares Ideas

by admin April 2, 2025

by admin April 2, 2025

The Best Bachelorette Party Dares Ideas . If you are among those individuals that has to publish…
Natural Hairstyles
The Best Ideas for Natural Hairstyles for Short Hair

by admin April 2, 2025

by admin April 2, 2025

The Best Ideas for Natural Hairstyles for Short Hair .There are a great deal of contaminants we…
Wedding Makeup
The 25 Best Ideas for Wedding Hair and Makeup Seattle

by admin April 2, 2025

by admin April 2, 2025

The 25 Best Ideas for Wedding Hair and Makeup Seattle .You’ll want to not only start thinking…
Best Spring Ideas
The 23 Best Ideas for Spring Ideas Crafts

by admin April 1, 2025

by admin April 1, 2025

The 23 Best Ideas for Spring Ideas Crafts .The season of spring is conveniently the most usual…
Vegan Recipes
The 30 Best Ideas for are Club Crackers Vegan

by admin April 1, 2025

by admin April 1, 2025

The 30 Best Ideas for are Club Crackers Vegan .You can browse my vegan recipe index to…
Cake Recipes
The 22 Best Ideas for 2 Tier Wedding Cakes

by admin April 1, 2025

by admin April 1, 2025

The 22 Best Ideas for 2 Tier Wedding Cakes .Trying to find a very easy cake recipe?…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?