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Gifts for Kids
The top 22 Ideas About Anniversary Gifts for Parents From Kids

by admin October 19, 2024

by admin October 19, 2024

The top 22 Ideas About Anniversary Gifts for Parents From Kids .Not only do these bikes give…
Wedding Favors
The Best Wedding Party Favors Cheap

by admin October 19, 2024

by admin October 19, 2024

The Best Wedding Party Favors Cheap .Just how much should you invest in wedding prefers? Budget for…
Bedroom Ideas
22 Of the Hottest Modern White Bedroom Set

by admin October 18, 2024

by admin October 18, 2024

22 Of the Hottest Modern White Bedroom Set .The bed room is suggested to be a haven…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for Pregnant Wife

by admin October 18, 2024

by admin October 18, 2024

20 Ideas for Birthday Gift Ideas for Pregnant Wife .If you’re following a exclusive birthday gift, then…
Glitter Nails
Top 25 Glitter Powder for Nails

by admin October 18, 2024

by admin October 18, 2024

Top 25 Glitter Powder for Nails .Shine may make you reflect to doing crafts in primary school,…
Christmas Party Ideas
Top 25 Children's Church Christmas Party Ideas

by admin October 18, 2024

by admin October 18, 2024

Top 25 Children&#039;s Church Christmas Party Ideas . Start your party preparation with our fun Xmas party…
Birthday Gift Inspirations
Best 24 Best 21st Birthday Gifts

by admin October 17, 2024

by admin October 17, 2024

Best 24 Best 21st Birthday Gifts .Exactly how to Choose the Perfect Birthday GiftYes, we understand. You…
Inspirational Quotes
Best 24 Inspirational Math Quotes

by admin October 17, 2024

by admin October 17, 2024

Best 24 Inspirational Math Quotes . Right here’s the best inspirational quotes we have actually attended make…
Living Room Ideas
21 Lovely sofa for Small Living Room

by admin October 17, 2024

by admin October 17, 2024

21 Lovely sofa for Small Living Room .If your living-room has access to a ton of natural…
Best 4th of July Ideas
20 Best Ideas 4th Of July Rice Krispie Treats Recipe

by admin October 17, 2024

by admin October 17, 2024

20 Best Ideas 4th Of July Rice Krispie Treats Recipe .If, on the various other hand, the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?