Home, Family, Style and Art Ideas

Nail Ideas
Top 23 Nail Ideas for Prom

by admin August 21, 2023

by admin August 21, 2023

Top 23 Nail Ideas for Prom .Specifically, to the nail salon. We have actually rounded up some…
Kids Room Ideas
30 Stylish Outdoor Swing Kids

by admin August 21, 2023

by admin August 21, 2023

30 Stylish Outdoor Swing Kids .The Handmade Home has developed a cost-free play house strategy called A…
Engagement Party Ideas
The top 21 Ideas About Summer Engagement Party Ideas

by admin August 21, 2023

by admin August 21, 2023

The top 21 Ideas About Summer Engagement Party Ideas .While you can not go wrong with a…
Air Fryer Recipes
20 Of the Best Ideas for Air Fryer Fried Chicken Thighs

by admin August 20, 2023

by admin August 20, 2023

20 Of the Best Ideas for Air Fryer Fried Chicken Thighs .By preparing them in the air…
Kitchen Ideas
20 Fancy Cheap Small Kitchen Table Sets

by admin August 20, 2023

by admin August 20, 2023

20 Fancy Cheap Small Kitchen Table Sets .This small kitchen concept is big on the industrial feelings…
DIY Christmas Ideas
24 Best Ideas Christmas ornament Craft Ideas

by admin August 20, 2023

by admin August 20, 2023

24 Best Ideas Christmas ornament Craft Ideas . Cheerfully release a Christmas welcoming to all that enter…
Kids Room Ideas
35 Amazing Kids Adirondack Chair

by admin August 20, 2023

by admin August 20, 2023

35 Amazing Kids Adirondack Chair .Purchase compact furnishings sets in contemporary as well as stylish styles, with…
Sauce Recipes
The top 20 Ideas About Tzatziki Sauce Recipes Easy

by admin August 19, 2023

by admin August 19, 2023

The top 20 Ideas About Tzatziki Sauce Recipes Easy .We’ll always like marinara, however it’s time we…
DIY Plan Ideas
25 Best Ideas Diy Pvc Overflow Plans

by admin August 19, 2023

by admin August 19, 2023

25 Best Ideas Diy Pvc Overflow Plans . Ceramic Barn-Style DIY Bed Framework with Storage Storage rate…
Anniversary Quotes
The Best Ideas for Funny Wedding Anniversary Quotes for Wife

by admin August 19, 2023

by admin August 19, 2023

The Best Ideas for Funny Wedding Anniversary Quotes for Wife .That doesn’t indicate it’s constantly simple ahead…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?