Home, Family, Style and Art Ideas

Crochet Hairstyles
The Best Ideas for Short Curly Crochet Hairstyles

by admin August 23, 2023

by admin August 23, 2023

The Best Ideas for Short Curly Crochet Hairstyles .Crochet pigtails are a cost-effective pigtail style as well…
Nail Ideas
Best 23 Cute Nail Ideas for Summer

by admin August 23, 2023

by admin August 23, 2023

Best 23 Cute Nail Ideas for Summer .When the bright white tones of summer have gone away…
Bedroom Ideas
35 Luxury Mens Bedroom Sets

by admin August 23, 2023

by admin August 23, 2023

35 Luxury Mens Bedroom Sets .When it concerns masculine bedrooms, the first thing that enters your mind…
Gift Basket Ideas
The 22 Best Ideas for Gift Basket Ideas for Boyfriend

by admin August 23, 2023

by admin August 23, 2023

The 22 Best Ideas for Gift Basket Ideas for Boyfriend .Obviously, you can load a gift basket…
Gender Reveal Party Ideas
20 Best Ideas Different Gender Reveal Party Ideas

by admin August 22, 2023

by admin August 22, 2023

20 Best Ideas Different Gender Reveal Party Ideas .One of the most amazing parts of being expecting…
Little Girl Hairstyles
Best 20 Short Haircuts for Little Girls with Curly Hair

by admin August 22, 2023

by admin August 22, 2023

Best 20 Short Haircuts for Little Girls with Curly Hair .For little women with medium hair sizes…
Fireplace Ideas
21 Cool Electric Fireplace Light Not Working

by admin August 22, 2023

by admin August 22, 2023

21 Cool Electric Fireplace Light Not Working .Electric fire places straight is dedicated to informing, informing, as…
Quotes for Kids
The 20 Best Ideas for Protecting Children Quotes

by admin August 22, 2023

by admin August 22, 2023

The 20 Best Ideas for Protecting Children Quotes .Maturing is never easy, and also this thoughtful collection…
Kindness Quotes
The Best Ideas for Kindness Quotes Images

by admin August 21, 2023

by admin August 21, 2023

The Best Ideas for Kindness Quotes Images .You can discover it in a simple act of kindness…
Nail Ideas
Top 23 Nail Ideas for Prom

by admin August 21, 2023

by admin August 21, 2023

Top 23 Nail Ideas for Prom .Specifically, to the nail salon. We have actually rounded up some…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?