Home, Family, Style and Art Ideas

Best Summer Ideas
The Best Ideas for Summer Fun Gift Basket

by admin August 29, 2023

by admin August 29, 2023

The Best Ideas for Summer Fun Gift Basket .When summer shows up each year, several institutions around…
Medium Hairstyles
24 Ideas for Medium Length Straight Hairstyles

by admin August 28, 2023

by admin August 28, 2023

24 Ideas for Medium Length Straight Hairstyles .The layered hairstyle is a favored among women with medium…
Kitchen Ideas
20 Exellent Remodeling Ideas for Small Kitchen

by admin August 28, 2023

by admin August 28, 2023

20 Exellent Remodeling Ideas for Small Kitchen .homeowners Woodwyn Koons and Dmitri Siegel chose to accent their…
Beautiful Nails
20 Best Ideas Pretty Nails northbrook

by admin August 28, 2023

by admin August 28, 2023

20 Best Ideas Pretty Nails northbrook .Our one-of-a-kind services consist of late nights, loyalty systems, special hire,…
Body Jewelry
23 Best Ideas Body Jewelry Coachella

by admin August 28, 2023

by admin August 28, 2023

23 Best Ideas Body Jewelry Coachella .It doesn t matter what kind of jewelry you need, we…
DIY Christmas Ideas
24 Best Ideas Diy Christmas Backdrop

by admin August 27, 2023

by admin August 27, 2023

24 Best Ideas Diy Christmas Backdrop . Happily provide a Xmas welcoming to all that enter your…
Rings
21 Best Elk Ivory Wedding Rings

by admin August 27, 2023

by admin August 27, 2023

21 Best Elk Ivory Wedding Rings .A ring for today as well as all of your tomorrows.…
Medium Hairstyles
24 Best Medium to Short Haircuts

by admin August 27, 2023

by admin August 27, 2023

24 Best Medium to Short Haircuts .The split hairstyle is a preferred amongst ladies with medium hairstyles,…
DIY Wedding Ideas
21 Of the Best Ideas for Wedding Craft Idea

by admin August 27, 2023

by admin August 27, 2023

21 Of the Best Ideas for Wedding Craft Idea . Today We’ll share you most popular DIY…
DIY Hair Ideas
25 Ideas for Diy Hair Dying

by admin August 26, 2023

by admin August 26, 2023

25 Ideas for Diy Hair Dying .Every new bride fantasizes about having her ideal hair day ever…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?