Home, Family, Style and Art Ideas

Gender Reveal Party Ideas
20 Of the Best Ideas for Winter Gender Reveal Party Ideas

by admin August 31, 2023

by admin August 31, 2023

20 Of the Best Ideas for Winter Gender Reveal Party Ideas .One of the most exciting parts…
DIY Craft for Adult Ideas
20 Ideas for Adult Craft Kits

by admin August 31, 2023

by admin August 31, 2023

20 Ideas for Adult Craft Kits . DIY Projects & Crafts We have hundreds of DIY tasks…
Wedding Sparklers
22 Best Wedding Sparklers Nyc

by admin August 30, 2023

by admin August 30, 2023

22 Best Wedding Sparklers Nyc .After purchasing sufficient wedding celebration sparklers, typically no even more than 24…
Birthday Gift Ideas
The top 20 Ideas About 70th Birthday Gift Ideas for Mom

by admin August 30, 2023

by admin August 30, 2023

The top 20 Ideas About 70th Birthday Gift Ideas for Mom . So, if your self are…
Women Hairstyles
20 Of the Best Ideas for Really Short Womens Haircuts

by admin August 30, 2023

by admin August 30, 2023

20 Of the Best Ideas for Really Short Womens Haircuts .Brief hairstyle has actually been attempted by…
Necklaces
20 Of the Best Ideas for 14k Gold Chain Necklace

by admin August 30, 2023

by admin August 30, 2023

20 Of the Best Ideas for 14k Gold Chain Necklace .Enhance your d colletage with fine pendants…
Bathroom Ideas
24 Fantastic Bathroom Tile Styles

by admin August 29, 2023

by admin August 29, 2023

24 Fantastic Bathroom Tile Styles .You already recognize ceramic tile is best for the bathroom, however did…
Best Fathers Day Ideas
The Best Ideas for Fathers Day Quotes for sons

by admin August 29, 2023

by admin August 29, 2023

The Best Ideas for Fathers Day Quotes for sons .Parenting has three stages, one when the children…
Wedding Nails
The 20 Best Ideas for Wedding Nail Art Bridal

by admin August 29, 2023

by admin August 29, 2023

The 20 Best Ideas for Wedding Nail Art Bridal .There are lots of wedding celebration nail art…
Best Summer Ideas
The Best Ideas for Summer Fun Gift Basket

by admin August 29, 2023

by admin August 29, 2023

The Best Ideas for Summer Fun Gift Basket .When summer shows up each year, several institutions around…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?