Home, Family, Style and Art Ideas

Positive Quotes
The 35 Best Ideas for Pinterest Positive Quotes

by admin January 9, 2024

by admin January 9, 2024

The 35 Best Ideas for Pinterest Positive Quotes . Keep your thoughts favorable, since your ideas become…
Birthday Invitation Ideas
25 Ideas for themed Birthday Party Invitations

by admin January 9, 2024

by admin January 9, 2024

25 Ideas for themed Birthday Party Invitations . Prior to the big day, plan in advance and…
Wedding Rings
22 Ideas for Cowgirl Wedding Rings

by admin January 9, 2024

by admin January 9, 2024

22 Ideas for Cowgirl Wedding Rings .Prior to you and also your fianc set foot in a…
Wedding Sparklers
The Best Ideas for Wedding Sparklers Canada

by admin January 8, 2024

by admin January 8, 2024

The Best Ideas for Wedding Sparklers Canada .Prior to lighting the wedding event sparklers, inform everybody your…
Best Mothers Day Ideas
21 Ideas for Mothers Day Gift Idears

by admin January 8, 2024

by admin January 8, 2024

21 Ideas for Mothers Day Gift Idears .Possibly you can however, there are alternatives certainly yet you…
Graduation Quotes
The Best Ideas for Quotes About Graduation

by admin January 8, 2024

by admin January 8, 2024

The Best Ideas for Quotes About Graduation .You are so proud of them, as well as these…
Mothers Day Quotes
Best 35 son Quotes From Mothers

by admin January 8, 2024

by admin January 8, 2024

Best 35 son Quotes From Mothers . Mother’s Day come down on Sunday, May 12 this year,…
Wedding Vows
The 21 Best Ideas for Book Of Common Prayer Wedding Vows

by admin January 7, 2024

by admin January 7, 2024

The 21 Best Ideas for Book Of Common Prayer Wedding Vows .The size of the wedding vows…
Bob Hairstyles
Best 20 Different Types Of Bob Haircuts

by admin January 7, 2024

by admin January 7, 2024

Best 20 Different Types Of Bob Haircuts .The most prominent bob hairstyles, running the trend of bobs,…
Best Passover Ideas
24 Ideas for Passover Gift Baskets

by admin January 7, 2024

by admin January 7, 2024

24 Ideas for Passover Gift Baskets .As a Christian vacation, Passover was observed by many very early…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?