Home, Family, Style and Art Ideas

Unicorn Party Ideas
The Best Unicorn Party Food Ideas Pony Tails

by admin January 24, 2024

by admin January 24, 2024

The Best Unicorn Party Food Ideas Pony Tails .@[If you’re trying to find unicorn party ideas, you…
Wedding Shoes
Top 24 Macy's Wedding Shoes

by admin January 24, 2024

by admin January 24, 2024

Top 24 Macy&#039;s Wedding Shoes .The new bride can pick from a range of wedding or night…
Holiday Party Ideas
Best 21 Fun Ideas for Holiday Party

by admin January 24, 2024

by admin January 24, 2024

Best 21 Fun Ideas for Holiday Party . A holiday celebration that delights inside out is one…
Best St. Patrick Day Ideas
22 Best Ideas St Patrick's Day Outfit Ideas

by admin January 23, 2024

by admin January 23, 2024

22 Best Ideas St Patrick&#039;s Day Outfit Ideas .So with tongue in cheek every American who suches…
Kids Room Ideas
35 Insanely Gorgeous Kids Potty Chair

by admin January 23, 2024

by admin January 23, 2024

35 Insanely Gorgeous Kids Potty Chair .Our youngsters s table as well as chairs are made with…
Coloring Pages for Children
Top 21 Cute Baby Animal Coloring Pages Dragoart

by admin January 23, 2024

by admin January 23, 2024

Top 21 Cute Baby Animal Coloring Pages Dragoart .We have some truly wonderful coloring web pages for…
Women Hairstyles
The top 20 Ideas About Short Hairstyles for Women with Straight Hair

by admin January 23, 2024

by admin January 23, 2024

The top 20 Ideas About Short Hairstyles for Women with Straight Hair .Hairstyles of ladies had actually…
Inspirational Quotes
Best 24 Healthcare Quotes Inspirational

by admin January 22, 2024

by admin January 22, 2024

Best 24 Healthcare Quotes Inspirational . If you want to have power, it’s your own for the…
Gift Basket Ideas
The Best Mom Gift Basket Ideas

by admin January 22, 2024

by admin January 22, 2024

The Best Mom Gift Basket Ideas .Obviously, you can load a gift basket with anything and every…
Baby Room Décor
20 Best Ideas Baby Decor Room

by admin January 22, 2024

by admin January 22, 2024

20 Best Ideas Baby Decor Room .Infants enjoy to be rocked to sleep. And adults don t…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?