Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
Best 22 St Patrick's Day Craft

by admin September 25, 2023

by admin September 25, 2023

Best 22 St Patrick&#039;s Day Craft .The Irish aren’t just like the people that Irish Americans pretend…
Pizza Recipes
30 Ideas for Freezing Pizza Dough

by admin September 25, 2023

by admin September 25, 2023

30 Ideas for Freezing Pizza Dough .Maybe it’s crucial to discussed I used home made pizza sauce,…
Birthday Party Ideas
The 21 Best Ideas for 12 Year Old Birthday Party Ideas Not at Home

by admin September 24, 2023

by admin September 24, 2023

The 21 Best Ideas for 12 Year Old Birthday Party Ideas Not at Home .1st Birthday Celebration…
Birthday Gift Ideas
The 20 Best Ideas for 17 Year Old Boy Birthday Gift Ideas

by admin September 24, 2023

by admin September 24, 2023

The 20 Best Ideas for 17 Year Old Boy Birthday Gift Ideas . So, right here at…
Baby Quotes
The Best Ideas for Baby son Quotes

by admin September 24, 2023

by admin September 24, 2023

The Best Ideas for Baby son Quotes .You know you re going to have a kid yet…
Graduation Gift Ideas
The Best Ideas for Preschool Graduation Gift Ideas From Teacher

by admin September 24, 2023

by admin September 24, 2023

The Best Ideas for Preschool Graduation Gift Ideas From Teacher . It’s the best gift they can…
Kindness Quotes
The top 24 Ideas About Kindness to Animals Quotes

by admin September 23, 2023

by admin September 23, 2023

The top 24 Ideas About Kindness to Animals Quotes .”I have actually never ever fulfilled an individual…
Nail Colors
22 Of the Best Ideas for Pretty Nail Colors for Winter

by admin September 23, 2023

by admin September 23, 2023

22 Of the Best Ideas for Pretty Nail Colors for Winter .From the worlds of the Egyptian…
Best Halloween Ideas
23 Best Ideas Ladies Halloween Costume Ideas

by admin September 23, 2023

by admin September 23, 2023

23 Best Ideas Ladies Halloween Costume Ideas .For the costume shopping you might need to invest a…
Pins
Top 23 Hair Pins

by admin September 23, 2023

by admin September 23, 2023

Top 23 Hair Pins .Looking for amazing outfit precious jewelry breastpins as well as pins for yourself…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?