Home, Family, Style and Art Ideas

DIY Outdoor Ideas
The Best Ideas for Outdoor Bathtub Diy

by admin October 5, 2023

by admin October 5, 2023

The Best Ideas for Outdoor Bathtub Diy .Summer season is the period for delighting in whatever outdoors…
Birthday Card Ideas
The Best How to Make A Birthday Card On Microsoft Word

by admin October 5, 2023

by admin October 5, 2023

The Best How to Make A Birthday Card On Microsoft Word . Read these homemade birthday card…
Nail Ideas
The Best Ideas for Nail Ideas Summer

by admin October 4, 2023

by admin October 4, 2023

The Best Ideas for Nail Ideas Summer .Great all set to reserve your next manicure, due to…
Positive Quotes
35 Of the Best Ideas for Positive Prayer Quotes

by admin October 4, 2023

by admin October 4, 2023

35 Of the Best Ideas for Positive Prayer Quotes . Maintain your thoughts positive, since your thoughts…
Party Food Ideas
Top 24 Eclipse Party Food Ideas

by admin October 4, 2023

by admin October 4, 2023

Top 24 Eclipse Party Food Ideas .@[Chips and also dip is constantly a party favored, but for…
DIY Gift Ideas
The top 30 Ideas About Friend Gifts Diy

by admin October 4, 2023

by admin October 4, 2023

The top 30 Ideas About Friend Gifts Diy .When a gift is handmade, it carries unique significance.…
Mothers Day Quotes
The top 35 Ideas About Quotes About Your Mother

by admin October 3, 2023

by admin October 3, 2023

The top 35 Ideas About Quotes About Your Mother .Mother’s Day is the unique season when you…
Bob Hairstyles
20 Best asymmetrical Bob Hairstyles

by admin October 3, 2023

by admin October 3, 2023

20 Best asymmetrical Bob Hairstyles .One more popular bob style is the chin length bob in which…
Bathroom Ideas
20 Glamour Bathroom Exhaust Fan Light Combo

by admin October 3, 2023

by admin October 3, 2023

20 Glamour Bathroom Exhaust Fan Light Combo .Washroom exhaust followers, ventilation fans or wall-mount exhaust followers help…
Coloring Pages For Kids
The Best Ideas for Printable Bible Coloring Pages Kids

by admin October 3, 2023

by admin October 3, 2023

The Best Ideas for Printable Bible Coloring Pages Kids .Coloring pages the easiest means to relax your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?