Home, Family, Style and Art Ideas

Inspirational Quotes
The Best Inspirational Quote Of the Day

by admin February 13, 2024

by admin February 13, 2024

The Best Inspirational Quote Of the Day . If you wish to have power, it’s your own…
Easter Party Ideas
Top 30 Easter Party Dessert Ideas

by admin February 13, 2024

by admin February 13, 2024

Top 30 Easter Party Dessert Ideas .Whether you have a tiny event or a big family event,…
Love Quotes
The top 20 Ideas About when I Love I Love Hard Quotes

by admin February 13, 2024

by admin February 13, 2024

The top 20 Ideas About when I Love I Love Hard Quotes . When you have actually…
Birthday Gift Ideas
The Best Ideas for Birthday Gift Ideas for Daughter In Law

by admin February 13, 2024

by admin February 13, 2024

The Best Ideas for Birthday Gift Ideas for Daughter In Law . So, if by yourself are…
Wedding Guest Book
The Best Wedding Guest Book Options

by admin February 12, 2024

by admin February 12, 2024

The Best Wedding Guest Book Options .Wedding guest publications are one of the most utilized and liked…
Beautiful Nails
The Best Pretty French Nails

by admin February 12, 2024

by admin February 12, 2024

The Best Pretty French Nails .Our distinct services include late evenings, loyalty systems, special hire, skincare occasions…
Bathroom Ideas
22 Luxury Master Bathroom with Closet

by admin February 12, 2024

by admin February 12, 2024

22 Luxury Master Bathroom with Closet .This bathroom is warm as well as inviting, many thanks to…
Best Memorial Day Ideas
The top 23 Ideas About Happy Memorial Day Quotes

by admin February 12, 2024

by admin February 12, 2024

The top 23 Ideas About Happy Memorial Day Quotes .Memorial Day is a special event in which…
Bathroom Ideas
30 Delightful Bathroom Shower Stalls

by admin February 11, 2024

by admin February 11, 2024

30 Delightful Bathroom Shower Stalls .If you are looking for a method to beautify a home builder…
Mardi Gras Recipes
The 30 Best Ideas for Mardi Gras Birthday Cake

by admin February 11, 2024

by admin February 11, 2024

The 30 Best Ideas for Mardi Gras Birthday Cake .All the Cajun staples are accounted for– from…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?