Home, Family, Style and Art Ideas

DIY Outdoor Ideas
Top 35 Diy Outdoor Concrete Countertops

by admin February 18, 2024

by admin February 18, 2024

Top 35 Diy Outdoor Concrete Countertops .Summer is the period for enjoying everything outdoors and also imaginable.…
Prom Hairstyles
The Best Ideas for Prom Hairstyles Quiz

by admin February 18, 2024

by admin February 18, 2024

The Best Ideas for Prom Hairstyles Quiz .Every time prom period comes around, everyone is worried concerning…
Male Hairstyles
24 Of the Best Ideas for Maleficent Hairstyle

by admin February 18, 2024

by admin February 18, 2024

24 Of the Best Ideas for Maleficent Hairstyle .They must go with numerous of the very same…
Vegetarian Recipes
Top 35 High Protein Foods Vegetarian

by admin February 18, 2024

by admin February 18, 2024

Top 35 High Protein Foods Vegetarian .I recently made your lentil soup and also can not claim…
Christmas Party Ideas
25 Best Ideas Redneck Christmas Party Ideas

by admin February 17, 2024

by admin February 17, 2024

25 Best Ideas Redneck Christmas Party Ideas .If you wish to hold the very best vacation celebration…
DIY Hair Ideas
The Best Diy Hair Coloring

by admin February 17, 2024

by admin February 17, 2024

The Best Diy Hair Coloring . Making use of these DIY hair masks will condition your hair…
Baby Shower Gifts
The 21 Best Ideas for Expecting A Baby Gift

by admin February 17, 2024

by admin February 17, 2024

The 21 Best Ideas for Expecting A Baby Gift .Daily requirements: Baby diapers, baby diaper cream, baby…
Christmas Party Ideas
25 Best Ideas Easy Christmas Party Food Ideas

by admin February 17, 2024

by admin February 17, 2024

25 Best Ideas Easy Christmas Party Food Ideas . Beginning your party planning with our fun Xmas…
Inspirational Quotes
24 Ideas for Hillary Clinton Inspirational Quotes

by admin February 16, 2024

by admin February 16, 2024

24 Ideas for Hillary Clinton Inspirational Quotes .Put life in point of view with with some short…
Best Valentines Day Ideas
The top 20 Ideas About Hate Valentines Day Quotes

by admin February 16, 2024

by admin February 16, 2024

The top 20 Ideas About Hate Valentines Day Quotes .Yes, the lovely day is close. I indicate…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?