Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
22 Best Diy Decorate Mirror Frame

by admin February 21, 2024

by admin February 21, 2024

22 Best Diy Decorate Mirror Frame . Besides the fact that doing a DIY task is less…
DIY Baby Shower Ideas
20 Best Diy Baby Book Ideas

by admin February 21, 2024

by admin February 21, 2024

20 Best Diy Baby Book Ideas . Using an individualized story book as a baby shower card…
Living Room Ideas
24 Superb Living Room Floor Lamp Ideas

by admin February 21, 2024

by admin February 21, 2024

24 Superb Living Room Floor Lamp Ideas .Right here at Dunelm we are pleased to offer a…
Wedding Bands
The Best Popular Mens Wedding Bands

by admin February 20, 2024

by admin February 20, 2024

The Best Popular Mens Wedding Bands .You can establish filters for the basic design you desire, check…
Birthday Card Ideas
The Best Princess Birthday Cards

by admin February 20, 2024

by admin February 20, 2024

The Best Princess Birthday Cards .Bulge birthday cards do not have to include a package of balloons.…
Birthday Wishes Ideas
25 Best Ideas Happy Birthday Wishes Love

by admin February 20, 2024

by admin February 20, 2024

25 Best Ideas Happy Birthday Wishes Love . All the finest on your birthday! Happy birthday close…
Inspirational Quotes
The Best Cute Short Inspirational Quotes

by admin February 19, 2024

by admin February 19, 2024

The Best Cute Short Inspirational Quotes . If you want to have power, it’s yours for the…
Easy Hairstyles
21 Best Easy Wacky Hairstyles

by admin February 19, 2024

by admin February 19, 2024

21 Best Easy Wacky Hairstyles .The majority of ladies appreciate having long hair since they can do…
Wedding Bands
25 Best Unique Silver Wedding Bands

by admin February 19, 2024

by admin February 19, 2024

25 Best Unique Silver Wedding Bands .Rates are comparable to various other websites in this overview, but…
Bob Hairstyles
The Best Cute Short Bob Hairstyles

by admin February 19, 2024

by admin February 19, 2024

The Best Cute Short Bob Hairstyles .One more prominent bob style is the chin size bob in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?