Home, Family, Style and Art Ideas

DIY Craft for Toddlers Ideas
30 Ideas for Diy Climbing Wall for toddlers

by admin March 2, 2024

by admin March 2, 2024

30 Ideas for Diy Climbing Wall for toddlers .Prepare to take arts ‘n’ crafts to the next…
Easter Party Ideas
The Best Ideas for Children's Easter Party Ideas

by admin March 2, 2024

by admin March 2, 2024

The Best Ideas for Children&#039;s Easter Party Ideas .Whether you have a little event or a huge…
Party Food Ideas
24 Of the Best Ideas for Party Food Ideas for Teens

by admin March 1, 2024

by admin March 1, 2024

24 Of the Best Ideas for Party Food Ideas for Teens .@[Chips as well as dip is…
Short Hairstyles
The 20 Best Ideas for Womens Short Haircuts with Bangs

by admin March 1, 2024

by admin March 1, 2024

The 20 Best Ideas for Womens Short Haircuts with Bangs .Laid-back short hairstyles are easy-going, free-flowing, as…
Bathroom Ideas
30 Gorgeous Ceramic Tile for Bathroom Showers

by admin March 1, 2024

by admin March 1, 2024

30 Gorgeous Ceramic Tile for Bathroom Showers .If you are seeking a means to beautify a building…
Baby Shower Gift Ideas
30 Ideas for Big Brother Gift Ideas From Baby

by admin March 1, 2024

by admin March 1, 2024

30 Ideas for Big Brother Gift Ideas From Baby .It s a puppet, it s a bath…
Best 4th of July Ideas
20 Best Ideas Easy 4th Of July Crafts for Preschoolers

by admin February 29, 2024

by admin February 29, 2024

20 Best Ideas Easy 4th Of July Crafts for Preschoolers .As July rolls around the edge, thoughts…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy

by admin February 29, 2024

by admin February 29, 2024

24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy . Sure, your birthday…
Pool Party Ideas
23 Best Ideas Pool Party Goodie Bag Ideas

by admin February 29, 2024

by admin February 29, 2024

23 Best Ideas Pool Party Goodie Bag Ideas .You’ll find all the party materials you’ll need, from…
Necklaces
20 Ideas for Dad Memorial Necklace

by admin February 29, 2024

by admin February 29, 2024

20 Ideas for Dad Memorial Necklace .Precious jewelry sets make an exceptional gift for your partner, sis,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?