Home, Family, Style and Art Ideas

Female Hairstyles
Best 25 Hip Hop Hairstyles Female

by admin October 31, 2023

by admin October 31, 2023

Best 25 Hip Hop Hairstyles Female .This hairstyle is meant for women with oval and also long…
Male Hairstyles
The Best Oval Face Shape Hairstyles Male

by admin October 31, 2023

by admin October 31, 2023

The Best Oval Face Shape Hairstyles Male .They must go through many of the exact same steps…
Low Carb Recipes
25 Ideas for Low Carb Pretzels

by admin October 31, 2023

by admin October 31, 2023

25 Ideas for Low Carb Pretzels .A low-carb diet plan can supply many health benefits, however you…
Wedding Gowns
23 Ideas for Ugly Wedding Gowns

by admin October 30, 2023

by admin October 30, 2023

23 Ideas for Ugly Wedding Gowns .It is suggested to use your selected underwear for your wedding…
Coloring Pages For Adults
Best 23 Turtle Coloring Pages for Adults

by admin October 30, 2023

by admin October 30, 2023

Best 23 Turtle Coloring Pages for Adults . Coloring Pages for Grownups Coloring Pages for AdultsTo download,…
Dinner Party Ideas
24 Best Dinner Ideas for Halloween Party

by admin October 30, 2023

by admin October 30, 2023

24 Best Dinner Ideas for Halloween Party . Can I draw out all the quits, producing something…
Birthday Party Ideas
The Best Ideas for Frozen Birthday Party Ideas Homemade

by admin October 30, 2023

by admin October 30, 2023

The Best Ideas for Frozen Birthday Party Ideas Homemade .First Birthday Celebration Ideas >> Barnyard First Birthday…
Funny Quotes
25 Best Ideas Funny Fuck Quotes

by admin October 29, 2023

by admin October 29, 2023

25 Best Ideas Funny Fuck Quotes . I do not think that you can give the exact…
Wedding Favors
The top 21 Ideas About Vintage Wedding Favors

by admin October 29, 2023

by admin October 29, 2023

The top 21 Ideas About Vintage Wedding Favors .Just how much should you spend on wedding celebration…
Halloween Party Ideas
The Best Halloween Party Craft Ideas

by admin October 29, 2023

by admin October 29, 2023

The Best Halloween Party Craft Ideas .Trick-or-treating and pulling with each other the ideal Halloween outfit get…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?