Home, Family, Style and Art Ideas

Organizing Ideas
30 top Garage Sports organizer

by admin November 3, 2023

by admin November 3, 2023

30 top Garage Sports organizer .Arrange your automobile lubricants, fluids as well as various other products in…
Glitter Nails
25 Of the Best Ideas for Turquoise Glitter Nails

by admin November 2, 2023

by admin November 2, 2023

25 Of the Best Ideas for Turquoise Glitter Nails .Glitter could make you think back to doing…
Body Jewelry
Best 23 Mens Body Jewelry

by admin November 2, 2023

by admin November 2, 2023

Best 23 Mens Body Jewelry .With the rising prices of silver and also gold, jewelry of other…
Birthday Card Ideas
The 22 Best Ideas for Weird Birthday Cards

by admin November 2, 2023

by admin November 2, 2023

The 22 Best Ideas for Weird Birthday Cards . Peruse these homemade birthday card suggestions to get…
Gift Ideas For Couples
Best 20 Couple Gift Ideas for Her

by admin November 2, 2023

by admin November 2, 2023

Best 20 Couple Gift Ideas for Her . The couple who’s constantly holding celebrations most likely does…
Wedding Shoes
24 Best Ideas Dsw Wedding Shoes for Bride

by admin November 1, 2023

by admin November 1, 2023

24 Best Ideas Dsw Wedding Shoes for Bride .The bride-to-be can pick from a selection of wedding…
Bachelorette Party Ideas
The 22 Best Ideas for Bachelorette Party Dress Ideas

by admin November 1, 2023

by admin November 1, 2023

The 22 Best Ideas for Bachelorette Party Dress Ideas .If you’re looking for out-of-the-box bachelorette party ideas,…
Rings
The Best Vancaro Wedding Rings

by admin November 1, 2023

by admin November 1, 2023

The Best Vancaro Wedding Rings .Whether you re picking rings for your engagement or matching wedding rings,…
Coloring Pages For Girls
The 25 Best Ideas for Coloring Pages for Girls Anime

by admin October 31, 2023

by admin October 31, 2023

The 25 Best Ideas for Coloring Pages for Girls Anime . In this group we accumulated the…
Female Hairstyles
Best 25 Hip Hop Hairstyles Female

by admin October 31, 2023

by admin October 31, 2023

Best 25 Hip Hop Hairstyles Female .This hairstyle is meant for women with oval and also long…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?