Home, Family, Style and Art Ideas

Recipes for Kids
25 Best Ideas Baby Dutch Yellow Potatoes Recipes

by admin November 10, 2023

by admin November 10, 2023

25 Best Ideas Baby Dutch Yellow Potatoes Recipes .When it comes time to consume, youngsters are completely…
Anime Hairstyles
23 Best Anime Hairstyles for Girls

by admin November 10, 2023

by admin November 10, 2023

23 Best Anime Hairstyles for Girls .There aren’t lots of anime ladies with hairless (or shaved) heads,…
Best Summer Ideas
21 Ideas for Summer Salad Recipe

by admin November 10, 2023

by admin November 10, 2023

21 Ideas for Summer Salad Recipe .We are well right into summertime and some Mamas may be…
Thanksgiving Recipes
The Best Ideas for Thanksgiving Leftovers Recipes

by admin November 9, 2023

by admin November 9, 2023

The Best Ideas for Thanksgiving Leftovers Recipes .I do not understand how many times I made that…
Gift Ideas For Girls
The Best Tween Girls Gift Ideas

by admin November 9, 2023

by admin November 9, 2023

The Best Tween Girls Gift Ideas .Teen girls are quite hard to look for, which makes buying…
Boys Hairstyle
23 Best Korean Boy Hairstyles

by admin November 9, 2023

by admin November 9, 2023

23 Best Korean Boy Hairstyles .Numerous different designs are presented on celebrity women’ heads. While most renowned…
Family Quotes
23 Best Ideas Family Photo Quotes

by admin November 9, 2023

by admin November 9, 2023

23 Best Ideas Family Photo Quotes . Family Quotes application is a huge collection of quotes about…
Kids Room Décor Ideas
The Best Ideas for Storage Kids Room

by admin November 8, 2023

by admin November 8, 2023

The Best Ideas for Storage Kids Room .Teen bed room ideas As kids grow up, their bedroom…
Kitchen Ideas
20 Cool Small Kitchen Ceiling Fans

by admin November 8, 2023

by admin November 8, 2023

20 Cool Small Kitchen Ceiling Fans .A bold splashback is an additional straightforward means to add colour,…
Bedroom Ideas
22 Incredible Led Lights for Bedroom

by admin November 8, 2023

by admin November 8, 2023

22 Incredible Led Lights for Bedroom .Unless your bedroom is very tiny, it requires greater than one…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?