Home, Family, Style and Art Ideas

DIY Craft for Kids Ideas
The Best Ideas for Duct Tape Projects for Kids

by admin November 17, 2023

by admin November 17, 2023

The Best Ideas for Duct Tape Projects for Kids .Whether your child likes crafts & arts or…
Beautiful Nails
20 Ideas for Pretty Nails Chattanooga Tn

by admin November 17, 2023

by admin November 17, 2023

20 Ideas for Pretty Nails Chattanooga Tn .Our special services include late evenings, commitment systems, exclusive hire,…
Wedding Dresses
20 Best Wedding Dresses fort Worth

by admin November 17, 2023

by admin November 17, 2023

20 Best Wedding Dresses fort Worth .There are many wedding celebration details that you require to care…
DIY Rack Ideas
The Best Ideas for Christmas Cracker Diy

by admin November 17, 2023

by admin November 17, 2023

The Best Ideas for Christmas Cracker Diy . With the shelf rails screwed in once again, I…
Coloring Pages For Boys
30 Ideas for Adult Coloring Books for Boys

by admin November 16, 2023

by admin November 16, 2023

30 Ideas for Adult Coloring Books for Boys . Coloring pages the simplest means to relax your…
Italian Recipes
The top 35 Ideas About Italian Dressing Recipes

by admin November 16, 2023

by admin November 16, 2023

The top 35 Ideas About Italian Dressing Recipes .Consider Italian specialized food like Salami, Buffalo Mozzarella as…
DIY Craft for Adult Ideas
The Best Ideas for Craft for Older Adults

by admin November 16, 2023

by admin November 16, 2023

The Best Ideas for Craft for Older Adults . DIY Projects & Crafts We have numerous DIY…
Nail Designs
20 Best Ideas Cute Long Nail Designs

by admin November 16, 2023

by admin November 16, 2023

20 Best Ideas Cute Long Nail Designs .As soon as the brilliant white shades of summer season…
Wedding Venues
22 Best Des Moines Wedding Venues

by admin November 15, 2023

by admin November 15, 2023

22 Best Des Moines Wedding Venues .Naturally, the style of location straight impacts on the style of…
Best Valentines Day Ideas
The Best Ideas for Valentines Day Bullentin Board Ideas

by admin November 15, 2023

by admin November 15, 2023

The Best Ideas for Valentines Day Bullentin Board Ideas .I indicate Valentines Day. If you have a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?