Home, Family, Style and Art Ideas

Mermaid Party Ideas
Best 20 Ariel Little Mermaid Party Ideas

by admin November 22, 2023

by admin November 22, 2023

Best 20 Ariel Little Mermaid Party Ideas .Mermaids allow with kids. In various other information, water is…
Birthday Gift Inspirations
Best 24 Great Birthday Gifts for Dad

by admin November 22, 2023

by admin November 22, 2023

Best 24 Great Birthday Gifts for Dad . Sure, your birthday celebration girl likes her share of…
Kitchen Ideas
20 Cool Kitchen Remodel Photos

by admin November 22, 2023

by admin November 22, 2023

20 Cool Kitchen Remodel Photos .Optimize your kitchen flooring plan for food preparation and entertaining by reconsidering…
Birthday Gift Ideas
The Best Mason Jar Birthday Gift Ideas

by admin November 22, 2023

by admin November 22, 2023

The Best Mason Jar Birthday Gift Ideas . So, right here at a person desired destination, yourself…
Nail Colors
Best 22 Nail Colors Ideas

by admin November 21, 2023

by admin November 21, 2023

Best 22 Nail Colors Ideas .When taking into consideration the chillier period, you could safely forecast that…
DIY Crafts for Kids
22 Best Diy Baby Shower Ideas for Girl

by admin November 21, 2023

by admin November 21, 2023

22 Best Diy Baby Shower Ideas for Girl .Fantasize Catchers could show up complicated, yet if you…
DIY Home Decoration Ideas
Best 22 Home Decorating Diy

by admin November 21, 2023

by admin November 21, 2023

Best 22 Home Decorating Diy .When deciding on your DIY home projects, put on t forget seasonal…
Best Gift Ideas
The Best Ideas for Best Friend Gift Ideas Diy

by admin November 21, 2023

by admin November 21, 2023

The Best Ideas for Best Friend Gift Ideas Diy . Obtain a set of these actually cool…
Mothers Day Gift Ideas
30 Of the Best Ideas for Gift Ideas for First Mother's Day

by admin November 20, 2023

by admin November 20, 2023

30 Of the Best Ideas for Gift Ideas for First Mother&#039;s Day .The last thing any type…
DIY Mask Ideas
Best 23 Diy Lush Face Mask

by admin November 20, 2023

by admin November 20, 2023

Best 23 Diy Lush Face Mask .Oh, face masks, let us count the ways we love thee:…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?