Home, Family, Style and Art Ideas

Christmas Party Ideas
Top 25 Christmas Party themes Ideas for Adults

by admin November 27, 2023

by admin November 27, 2023

Top 25 Christmas Party themes Ideas for Adults . Start your party preparation with our enjoyable Xmas…
Party Food Ideas
The top 24 Ideas About Unique Grad Party Food Ideas

by admin November 27, 2023

by admin November 27, 2023

The top 24 Ideas About Unique Grad Party Food Ideas .@[Chips and dip is always a party…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for A 1 Year Old

by admin November 27, 2023

by admin November 27, 2023

Best 20 Birthday Gift Ideas for A 1 Year Old . So, in this article at just…
Sheet Pan Dinner Recipes
25 Of the Best Ideas for Sheet Pan Boneless Chicken Thighs

by admin November 26, 2023

by admin November 26, 2023

25 Of the Best Ideas for Sheet Pan Boneless Chicken Thighs .Miss the untidy process of frying…
Wedding Gowns
The 23 Best Ideas for Wedding Gowns Tampa

by admin November 26, 2023

by admin November 26, 2023

The 23 Best Ideas for Wedding Gowns Tampa .After you have tried on different wedding event dress…
Landscape Ideas
20 Smart Patio Landscape Design

by admin November 26, 2023

by admin November 26, 2023

20 Smart Patio Landscape Design .The customers of landscape developer Fiona Environment-friendly of Environment-friendly Tree Yard Style…
Jewelry Sets
25 Of the Best Ideas for Men and Women Wedding Ring Sets

by admin November 26, 2023

by admin November 26, 2023

25 Of the Best Ideas for Men and Women Wedding Ring Sets .The bigger the much better…
Best Mothers Day Ideas
The 21 Best Ideas for Arts and Crafts for Mother's Day

by admin November 25, 2023

by admin November 25, 2023

The 21 Best Ideas for Arts and Crafts for Mother&#039;s Day .Take her to a restaurant which…
Tea Party Ideas
The Best Cinderella Tea Party Ideas

by admin November 25, 2023

by admin November 25, 2023

The Best Cinderella Tea Party Ideas .Couple of tea ceremony ideas are as essential as tea! The…
Birthday Gift Ideas
Best 20 4 Yr Old Boy Birthday Gift Ideas

by admin November 25, 2023

by admin November 25, 2023

Best 20 4 Yr Old Boy Birthday Gift Ideas . Birthday Gifts If you’re following a exceptional…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?