Home, Family, Style and Art Ideas

Living Room Ideas
20 Perfect Grey Wall Living Room

by admin December 12, 2023

by admin December 12, 2023

20 Perfect Grey Wall Living Room .Room remodelings include lots of parts. From furnishings, to wall color,…
Pool Party Ideas
The Best Pool Party Ideas for Food

by admin December 12, 2023

by admin December 12, 2023

The Best Pool Party Ideas for Food .You’ll locate all the party products you’ll need, from ideas…
Anniversary Gift Ideas
20 Best Ideas 25th Anniversary Gift Ideas

by admin December 11, 2023

by admin December 11, 2023

20 Best Ideas 25th Anniversary Gift Ideas .Please your cherished partner by gifting a lovely customized cake…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Gift for Men

by admin December 11, 2023

by admin December 11, 2023

20 Best Ideas Valentines Day Gift for Men .I suggest Valentines Day. If you have a partner,…
Birthday Gift Ideas
The 20 Best Ideas for Fiftieth Birthday Gift Ideas

by admin December 11, 2023

by admin December 11, 2023

The 20 Best Ideas for Fiftieth Birthday Gift Ideas . Pick out in opposition to our extensive…
Coloring Pages For Toddlers
The 20 Best Ideas for Fall Coloring Pages for toddlers

by admin December 11, 2023

by admin December 11, 2023

The 20 Best Ideas for Fall Coloring Pages for toddlers .My kids utilize (and also take pleasure…
DIY Wedding Ideas
21 Best Ideas Diy Wedding Program Templates

by admin December 10, 2023

by admin December 10, 2023

21 Best Ideas Diy Wedding Program Templates .From DIY wedding celebration invitations to wedding centerpieces, do-it-yourself weddings…
Winter Recipes
21 Ideas for Quick Winter Dinners

by admin December 10, 2023

by admin December 10, 2023

21 Ideas for Quick Winter Dinners .This lotion soup is an example of a satisfied as well…
Coloring Pages For Kids
The top 25 Ideas About Art Coloring Pages for Kids

by admin December 10, 2023

by admin December 10, 2023

The top 25 Ideas About Art Coloring Pages for Kids . Supercoloring.com is an incredibly enjoyable for…
Graduation Party Ideas
The top 35 Ideas About Ideas College Graduation Party

by admin December 10, 2023

by admin December 10, 2023

The top 35 Ideas About Ideas College Graduation Party .No matter if you consider on your own…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?