Home, Family, Style and Art Ideas

Mothers Day Gift Ideas
30 Best Ideas Mother's Day Gift Ideas for Mother In Law

by admin December 17, 2023

by admin December 17, 2023

30 Best Ideas Mother&#039;s Day Gift Ideas for Mother In Law .The last thing any kind of…
Beautiful Nails
20 Best Pretty Please Nails

by admin December 17, 2023

by admin December 17, 2023

20 Best Pretty Please Nails .Our unique services include late evenings, commitment schemes, unique hire, skin care…
Family Quotes
The 23 Best Ideas for Quotes About Protecting Your Family

by admin December 16, 2023

by admin December 16, 2023

The 23 Best Ideas for Quotes About Protecting Your Family .Family is one of the most important,…
Bedroom Ideas
21 Gorgeous Boys Bedroom themes

by admin December 16, 2023

by admin December 16, 2023

21 Gorgeous Boys Bedroom themes .Do not spend the following five years arguing with your son concerning…
Bathroom Ideas
35 Amazing Depth Of Bathroom Vanity

by admin December 16, 2023

by admin December 16, 2023

35 Amazing Depth Of Bathroom Vanity .Select from a vast variety of fluorescent, halogen, incandescent as well…
Thanksgiving Quotes
Top 30 Thanksgiving Quotes for Husband

by admin December 16, 2023

by admin December 16, 2023

Top 30 Thanksgiving Quotes for Husband .” I think that is a much better point than thanksgiving:…
Kids Hairstyle Ideas
The top 23 Ideas About Bad Baby Hair

by admin December 15, 2023

by admin December 15, 2023

The top 23 Ideas About Bad Baby Hair .Influenced by professional athletes and also urban design, this…
Quotes for Kids
The Best Ideas for Quotes About Loving A Child that's Not Yours

by admin December 15, 2023

by admin December 15, 2023

The Best Ideas for Quotes About Loving A Child that&#039;s Not Yours .We often believe regarding exactly…
Birthday Gift Ideas
The Best Birthday Box Gift Ideas

by admin December 15, 2023

by admin December 15, 2023

The Best Birthday Box Gift Ideas . So, if you are shifting for the duration of that…
Retirement Party Ideas
The 22 Best Ideas for Retirement Party Menu Ideas

by admin December 15, 2023

by admin December 15, 2023

The 22 Best Ideas for Retirement Party Menu Ideas .The Big Takeaways … When preparing a person’s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?