Home, Family, Style and Art Ideas

Mothers Day Gift Ideas
30 Best Ideas Gift Ideas for Stepmother

by admin October 31, 2024

by admin October 31, 2024

30 Best Ideas Gift Ideas for Stepmother .The last point any type of mother desires is a…
Nail Colors
22 Best Ideas Acrylic Nail Colors for Summer

by admin October 31, 2024

by admin October 31, 2024

22 Best Ideas Acrylic Nail Colors for Summer .Juicy reds are soaring up the style graphes this…
DIY Wood Ideas
21 Ideas for Diy Wood Hammock Stand

by admin October 30, 2024

by admin October 30, 2024

21 Ideas for Diy Wood Hammock Stand .Wood is among the most versatile materials around. You can…
Gifts for Kids
The Best Valentines Day Gift Ideas for Kids

by admin October 30, 2024

by admin October 30, 2024

The Best Valentines Day Gift Ideas for Kids .We additionally have gifts for teenager kids and teen…
Glitter Nails
Top 25 Glitter Nude Nails

by admin October 30, 2024

by admin October 30, 2024

Top 25 Glitter Nude Nails .For nails that shine brighter than Bellatrix’s vault at Gringotts, you have…
Kids Room Décor Ideas
Best 23 Chair for Kids Room

by admin October 30, 2024

by admin October 30, 2024

Best 23 Chair for Kids Room .The tones displayed on this website are a sign as well…
Coloring Pages For Boys
Top 30 Coloring Pages Dallas Cowboys

by admin October 29, 2024

by admin October 29, 2024

Top 30 Coloring Pages Dallas Cowboys . Coloring pages the simplest means to soothe your youngster. By…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Belated

by admin October 29, 2024

by admin October 29, 2024

The 25 Best Ideas for Birthday Wishes Belated .Sending birthday introductions has come to be a required…
Thanksgiving Quotes
The Best Ideas for Thanksgiving Quotes for Business

by admin October 29, 2024

by admin October 29, 2024

The Best Ideas for Thanksgiving Quotes for Business .” I assume that is a much better thing…
Coloring Pages for Children
21 Best Coloring Pages for Kids Spring

by admin October 29, 2024

by admin October 29, 2024

21 Best Coloring Pages for Kids Spring .This is incredible! Thank you for sharing this wonderful lesson.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?