Home, Family, Style and Art Ideas

Kids Hairstyle Ideas
Top 23 Baby Gel Hair

by admin December 24, 2023

by admin December 24, 2023

Top 23 Baby Gel Hair .Influenced by athletes and metropolitan style, this cut layout assists to accentuate…
Prom Hairstyles
Top 21 Prom Hairstyle Buns

by admin December 24, 2023

by admin December 24, 2023

Top 21 Prom Hairstyle Buns .Each time senior prom season happens, everyone is worried concerning getting their…
Holiday Gift Ideas
22 Best Pinterest Holiday Gift Ideas

by admin December 24, 2023

by admin December 24, 2023

22 Best Pinterest Holiday Gift Ideas .Our yearly present overviews intend to make holiday purchasing personal, thoughtful,…
Organizing Ideas
30 Perfect Examples Of Stylish Diy Garage organization

by admin December 24, 2023

by admin December 24, 2023

30 Perfect Examples Of Stylish Diy Garage organization .Arrange your auto lubes, fluids and also various other…
Best Valentines Day Ideas
The Best Ideas for Valentines Day Cookie Recipe

by admin December 23, 2023

by admin December 23, 2023

The Best Ideas for Valentines Day Cookie Recipe .There are thousands of valentine day suggestions to choose…
DIY Wood Ideas
Best 21 Cool Wood Crafts

by admin December 23, 2023

by admin December 23, 2023

Best 21 Cool Wood Crafts . If you ve constantly had a thing for Tumblr-like backdrops as…
Graduation Quotes
The top 20 Ideas About Graduation Quotes for Girls

by admin December 23, 2023

by admin December 23, 2023

The top 20 Ideas About Graduation Quotes for Girls .You are so happy of them, as well…
Best 4th of July Ideas
The top 20 Ideas About Funny Independence Day Quotes

by admin December 23, 2023

by admin December 23, 2023

The top 20 Ideas About Funny Independence Day Quotes .As your mind relies on food, a party…
DIY Wedding Ideas
Top 21 Diy Wedding Arches Ideas

by admin December 22, 2023

by admin December 22, 2023

Top 21 Diy Wedding Arches Ideas . Get motivated with DIY wedding celebration jobs for blossoms in…
Necklaces
Best 20 Heart Locket Necklace

by admin December 22, 2023

by admin December 22, 2023

Best 20 Heart Locket Necklace .The bigger the far better is the phrase the some women obey.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?