Home, Family, Style and Art Ideas

Nail Designs
20 Of the Best Ideas for Show Me Nail Designs

by admin May 9, 2024

by admin May 9, 2024

20 Of the Best Ideas for Show Me Nail Designs .If you are looking for a subdued…
Kids Room Ideas
35 Best Of Kids Beach Chair with Umbrella

by admin May 9, 2024

by admin May 9, 2024

35 Best Of Kids Beach Chair with Umbrella .Our youngsters s table and chairs are made with…
Best Spring Ideas
Best 23 Spring Ideas Eyfs

by admin May 8, 2024

by admin May 8, 2024

Best 23 Spring Ideas Eyfs .The season of springtime is quickly the most usual favorite among the…
Wedding Gifts
24 Best List Of Wedding Anniversary Gifts

by admin May 8, 2024

by admin May 8, 2024

24 Best List Of Wedding Anniversary Gifts .You can Send your best dreams with a classy wedding…
Best Easter Ideas
25 Ideas for Easter Gift Baskets for Adults

by admin May 8, 2024

by admin May 8, 2024

25 Ideas for Easter Gift Baskets for Adults .They can further be accompanied with blow up eggs,…
Gift Ideas For Boys
The top 23 Ideas About Creative 16th Birthday Gift Ideas for Boys

by admin May 8, 2024

by admin May 8, 2024

The top 23 Ideas About Creative 16th Birthday Gift Ideas for Boys . Exists a 14 year…
Necklaces
The Best Ideas for Simple Pendant Necklace

by admin May 7, 2024

by admin May 7, 2024

The Best Ideas for Simple Pendant Necklace .Fashion jewelry sets make an exceptional gift for your spouse,…
Wedding Shoes
Best 24 Small Heel Wedding Shoes

by admin May 7, 2024

by admin May 7, 2024

Best 24 Small Heel Wedding Shoes .The bride-to-be can choose from a selection of bridal or night…
DIY Wood Ideas
21 Best Diy Wooden Bottle Opener

by admin May 7, 2024

by admin May 7, 2024

21 Best Diy Wooden Bottle Opener . If you ve always had a point for Tumblr-like backdrops…
Mens Hairstyles
Top 25 Mens Buzz Hairstyles

by admin May 7, 2024

by admin May 7, 2024

Top 25 Mens Buzz Hairstyles .This is a very simple hairstyle to handle. Just utilize hair spray,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?