Home, Family, Style and Art Ideas

Best Winter Ideas
22 Best Diy Winter soldier Costume

by admin May 22, 2024

by admin May 22, 2024

22 Best Diy Winter soldier Costume .Whether you are a guest or the new bride, the location…
Sad Quotes
24 Best Saddest Quotes Ever

by admin May 21, 2024

by admin May 21, 2024

24 Best Saddest Quotes Ever .You can never ever regulate that you drop in love with, even…
Family Quotes
The Best Quotes About Disrespectful Family Members

by admin May 21, 2024

by admin May 21, 2024

The Best Quotes About Disrespectful Family Members . Household Quotes app is a huge collection of quotes…
Engagement
22 Best Ideas Princess Cut Halo Engagement Rings

by admin May 21, 2024

by admin May 21, 2024

22 Best Ideas Princess Cut Halo Engagement Rings .When you think of diamonds, it s likely that…
DIY Crafts for Kids
22 Ideas for Diy Kids Spa Party

by admin May 21, 2024

by admin May 21, 2024

22 Ideas for Diy Kids Spa Party .Allow your budding scientist develop one or all these enjoyable…
Kitchen Ideas
22 Fantastic Decorative Kitchen Wall Tiles

by admin May 20, 2024

by admin May 20, 2024

22 Fantastic Decorative Kitchen Wall Tiles .A little galley-style cooking area in Monaco, France, includes square white…
Best Gift Ideas
The 21 Best Ideas for Best Gift Ideas for Him

by admin May 20, 2024

by admin May 20, 2024

The 21 Best Ideas for Best Gift Ideas for Him .Roasts are constantly differed, ranging from the…
Prom Hairstyles
21 Best Ideas Images Of Prom Hairstyles

by admin May 20, 2024

by admin May 20, 2024

21 Best Ideas Images Of Prom Hairstyles .Senior prom for a great deal of girls is one…
Wedding Hairstyles
The Best Medium Hairstyles for Wedding Guests

by admin May 19, 2024

by admin May 19, 2024

The Best Medium Hairstyles for Wedding Guests .Prior to you decide whether to place your hair up…
Christmas Quotes
The 21 Best Ideas for Merry Christmas Eve Quotes

by admin May 19, 2024

by admin May 19, 2024

The 21 Best Ideas for Merry Christmas Eve Quotes .In the days leading up to Christmas, it…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?