Home, Family, Style and Art Ideas

Body Jewelry
23 Best Body Jewelry Diamond

by admin June 27, 2024

by admin June 27, 2024

23 Best Body Jewelry Diamond .It doesn t matter what kind of precious jewelry you require, we…
Bracelets
Top 21 Charm Bracelet Charms

by admin June 27, 2024

by admin June 27, 2024

Top 21 Charm Bracelet Charms .Allow your wrist sparkle with a stunning diamond bracelet from Kay. Whether…
Bathroom Ideas
21 Unique Blue Bathroom Walls

by admin June 27, 2024

by admin June 27, 2024

21 Unique Blue Bathroom Walls .You can maintain points minimal and also contemporary, like this timeless restroom…
Kitchen Ideas
35 Finest Kitchen Led Lights Under Cabinet

by admin June 27, 2024

by admin June 27, 2024

35 Finest Kitchen Led Lights Under Cabinet .If you do not really feel a sizzle when you…
Best 4th of July Ideas
The Best Ideas for 4th Of July Gift

by admin June 26, 2024

by admin June 26, 2024

The Best Ideas for 4th Of July Gift .As your mind turns to food, a party of…
Mens Hairstyles
Top 25 60s Mens Hairstyle

by admin June 26, 2024

by admin June 26, 2024

Top 25 60s Mens Hairstyle .The brief business cut. It can be split to either side, brushed…
Gift Ideas For Boys
Best 23 Gift Ideas for Teen Boys

by admin June 26, 2024

by admin June 26, 2024

Best 23 Gift Ideas for Teen Boys .Men are extremely basic and possibly that s why there…
Nail Colors
The Best Ideas for Professional Nail Colors for Interviews

by admin June 26, 2024

by admin June 26, 2024

The Best Ideas for Professional Nail Colors for Interviews .Juicy reds are soaring up the style charts…
Kids Hairstyles
25 Of the Best Ideas for Little Black Kids Hairstyles

by admin June 25, 2024

by admin June 25, 2024

25 Of the Best Ideas for Little Black Kids Hairstyles .@[New Year as well as new hairstyle…
DIY Craft for Kids Ideas
20 Ideas for Diy Dreamcatcher for Kids

by admin June 25, 2024

by admin June 25, 2024

20 Ideas for Diy Dreamcatcher for Kids .Searching for fun crafts to attempt with your kids and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?