Home, Family, Style and Art Ideas

Nail Art
The top 21 Ideas About Tiger Nail Art

by admin November 2, 2024

by admin November 2, 2024

The top 21 Ideas About Tiger Nail Art .There are the standards, like pumpkins as well as…
Nail Art
21 Best Superman Nail Art

by admin November 2, 2024

by admin November 2, 2024

21 Best Superman Nail Art .Demonstrate your most creative nail art as well as sculpting with perfect…
Anime Hairstyles
23 Of the Best Ideas for Easy Anime Hairstyles

by admin November 2, 2024

by admin November 2, 2024

23 Of the Best Ideas for Easy Anime Hairstyles .Typically, the most vital personalities of the story…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for A Woman

by admin November 2, 2024

by admin November 2, 2024

20 Of the Best Ideas for Birthday Gift Ideas for A Woman . Decide towards our broad…
Bathroom Ideas
20 Unique Hunter Bathroom Exhaust Fan

by admin November 1, 2024

by admin November 1, 2024

20 Unique Hunter Bathroom Exhaust Fan .When it comes to shower room air flow, Lowe s has…
Best Summer Ideas
21 Best Ideas Summer Days Quote

by admin November 1, 2024

by admin November 1, 2024

21 Best Ideas Summer Days Quote .Your floorings must also reflect the shade of summer season. You…
Engagement Party Ideas
21 Of the Best Ideas for Engagement Party Favor Ideas

by admin November 1, 2024

by admin November 1, 2024

21 Of the Best Ideas for Engagement Party Favor Ideas .You’ve obtained the ring as well as…
DIY Mask Ideas
Best 23 Face Masks for Acne Diy

by admin November 1, 2024

by admin November 1, 2024

Best 23 Face Masks for Acne Diy . It’s cold outside, so your skin’s possibly a little…
Baby Shower Gifts
The Best Baby Shower Gifts Made From Diapers

by admin October 31, 2024

by admin October 31, 2024

The Best Baby Shower Gifts Made From Diapers .At the end of the majority of showers, however,…
Mothers Day Gift Ideas
30 Best Ideas Gift Ideas for Stepmother

by admin October 31, 2024

by admin October 31, 2024

30 Best Ideas Gift Ideas for Stepmother .The last point any type of mother desires is a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?