Home, Family, Style and Art Ideas

Graduation Party Ideas
Top 35 Cheap Graduation Party Centerpiece Ideas

by admin April 18, 2025

by admin April 18, 2025

Top 35 Cheap Graduation Party Centerpiece Ideas .Despite if you consider yourself an Amazon.com Prime or Pinterest…
Coloring Pages For Toddlers
The Best Coloring Book toddler

by admin April 18, 2025

by admin April 18, 2025

The Best Coloring Book toddler .My kids use (and appreciate) the coloring sheets that dining establishments offer…
Organizing Ideas
30 top Diy Garage organizing

by admin April 17, 2025

by admin April 17, 2025

30 top Diy Garage organizing .Plastic storage bins are one of the excellent garage storage space systems…
Motivational Quotes
The 30 Best Ideas for Motivational Quotes Images

by admin April 17, 2025

by admin April 17, 2025

The 30 Best Ideas for Motivational Quotes Images . Failure isn’t always about learning to be much…
Rings
21 Ideas for Art Deco Diamond Rings

by admin April 17, 2025

by admin April 17, 2025

21 Ideas for Art Deco Diamond Rings .A ring for today as well as all of your…
Birthday Party Inspirations
Best 30 Little Girl Birthday Party Ideas

by admin April 17, 2025

by admin April 17, 2025

Best 30 Little Girl Birthday Party Ideas .Host the Ultimate Celebration with Themed Birthday Celebration Celebration SuppliesBirthday…
Best Summer Ideas
21 Ideas for Summer Drink Recipe Alcoholic

by admin April 16, 2025

by admin April 16, 2025

21 Ideas for Summer Drink Recipe Alcoholic .We are well right into summer and some Moms may…
Black Hairstyles
22 Of the Best Ideas for Hairstyle for Black Girls with Short Hair

by admin April 16, 2025

by admin April 16, 2025

22 Of the Best Ideas for Hairstyle for Black Girls with Short Hair .Black Knotted hairstyle –…
Baby Shower Party
Best 25 Baby Girl Birthday Party

by admin April 16, 2025

by admin April 16, 2025

Best 25 Baby Girl Birthday Party .Guests bring tiny presents for the pregnant mom. Moms are usually…
Printable Coloring Pages
21 Best School Coloring Pages Printable

by admin April 16, 2025

by admin April 16, 2025

21 Best School Coloring Pages Printable . Coloring pages and also printables for youngsters of all agesThe…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?