Home, Family, Style and Art Ideas

Fathers Day Gift Ideas
Top 22 Best First Father's Day Gift Ideas

by admin August 10, 2023

by admin August 10, 2023

Top 22 Best First Father&#039;s Day Gift Ideas . Assist him deal with his skin with this…
Nail Ideas
The 23 Best Ideas for Cute Short Nail Ideas

by admin August 10, 2023

by admin August 10, 2023

The 23 Best Ideas for Cute Short Nail Ideas .Polymer manicures, dip powder nails, as well as…
Pins
The Best Anime Pins

by admin August 9, 2023

by admin August 9, 2023

The Best Anime Pins .There s no much better method to spruce up your collar than with…
Living Room Ideas
22 Antique Rustic Living Room Design

by admin August 9, 2023

by admin August 9, 2023

22 Antique Rustic Living Room Design .Rustic style is a prominent interior style specifically fit to individuals…
Mothers Day Quotes
35 Ideas for Quote About Strong Mothers

by admin August 9, 2023

by admin August 9, 2023

35 Ideas for Quote About Strong Mothers .Mother’s Day is the special season when you reach commemorate…
DIY Hair Ideas
25 Ideas for Diy Hair Treatment

by admin August 9, 2023

by admin August 9, 2023

25 Ideas for Diy Hair Treatment .Every bride-to-be dreams concerning having her ideal hair day ever on…
Chicken Recipes
Top 30 Chicken Breasts Recipes Simple

by admin August 8, 2023

by admin August 8, 2023

Top 30 Chicken Breasts Recipes Simple .I just made this and also it is unbelievable! In the…
Coloring Pages For Girls
The 25 Best Ideas for Coloring Sheets for Teen Girls

by admin August 8, 2023

by admin August 8, 2023

The 25 Best Ideas for Coloring Sheets for Teen Girls . In this group, you will discover…
Wedding Cakes
The 23 Best Ideas for Sunflower Wedding Cakes

by admin August 8, 2023

by admin August 8, 2023

The 23 Best Ideas for Sunflower Wedding Cakes .There are a selection of dishes for making butter…
Dairy-Free Recipes
Top 24 Low Carb No Dairy Recipes

by admin August 8, 2023

by admin August 8, 2023

Top 24 Low Carb No Dairy Recipes .Whether it’s tasty vegetarian or vegan recipes you seek, or…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?