Home, Family, Style and Art Ideas

Bathroom Ideas
30 Best Of Shower for Small Bathroom

by admin January 18, 2024

by admin January 18, 2024

30 Best Of Shower for Small Bathroom .Pressing a shower into a tiny residence shower room with…
Best Valentines Day Ideas
The top 20 Ideas About Diy Valentines Day Gifts for Him

by admin January 18, 2024

by admin January 18, 2024

The top 20 Ideas About Diy Valentines Day Gifts for Him .There are thousands of valentine day…
BBQ Recipes
22 Best Award Winning Bbq Sauce Recipes

by admin January 18, 2024

by admin January 18, 2024

22 Best Award Winning Bbq Sauce Recipes .Our finest hamburger dishes will get your BBQ going. Get…
Wedding Vows
21 Best Vows for Wedding

by admin January 18, 2024

by admin January 18, 2024

21 Best Vows for Wedding .You should offer yourself a rub on the back for picking to…
Holiday Party Ideas
The Best Ideas for Holiday Party Game Ideas

by admin January 17, 2024

by admin January 17, 2024

The Best Ideas for Holiday Party Game Ideas .Have yourself a cheerful little Xmas with our finest…
Coloring Pages For Girls
The Best Coloring Pages for Girls Pdf

by admin January 17, 2024

by admin January 17, 2024

The Best Coloring Pages for Girls Pdf . In this classification, you will certainly discover outstanding Coloring…
Baby Shower Gifts
The Best Ideas for Best Gifts for 2 Month Old Baby

by admin January 17, 2024

by admin January 17, 2024

The Best Ideas for Best Gifts for 2 Month Old Baby .Everyday requirements: Diapers, diaper lotion, child…
Lighting Ideas
22 Finest Kitchen Ceiling Lights Ideas

by admin January 16, 2024

by admin January 16, 2024

22 Finest Kitchen Ceiling Lights Ideas .If you desire a distinctive item in your kitchen area, you…
Baby Shower Party
25 Best Party themes for 1 Year Old Baby Girl

by admin January 16, 2024

by admin January 16, 2024

25 Best Party themes for 1 Year Old Baby Girl .The baby shower is a family’s first…
Updo Hairstyles
21 Of the Best Ideas for African American Updo Hairstyles

by admin January 16, 2024

by admin January 16, 2024

21 Of the Best Ideas for African American Updo Hairstyles .The hairstyles that have come to be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?