Home, Family, Style and Art Ideas

Birthday Card Ideas
The Best Email Birthday Cards Free

by admin January 21, 2024

by admin January 21, 2024

The Best Email Birthday Cards Free . Browse these homemade birthday celebration card concepts to obtain influenced.…
Wedding Hairstyles
20 Best Wedding Hairstyles for Fine Hair

by admin January 20, 2024

by admin January 20, 2024

20 Best Wedding Hairstyles for Fine Hair .In lots of methods, seeking a wedding event hairstyle is…
DIY Wedding Ideas
Best 21 Diy Tall Wedding Centerpiece

by admin January 20, 2024

by admin January 20, 2024

Best 21 Diy Tall Wedding Centerpiece . Today We’ll share you hottest DIY wedding ideas for 2016…
Nail Designs
Top 20 Celebrity Nail Designs

by admin January 20, 2024

by admin January 20, 2024

Top 20 Celebrity Nail Designs .When the brilliant white shades of summertime have gone away from our…
Women Hairstyles
The top 20 Ideas About Interview Hairstyles for Women

by admin January 20, 2024

by admin January 20, 2024

The top 20 Ideas About Interview Hairstyles for Women .Medium hairstyles are in reality, the best as…
Thai Recipes
20 Best Ideas Traditional Pad Thai Peanut Sauce Recipe

by admin January 19, 2024

by admin January 19, 2024

20 Best Ideas Traditional Pad Thai Peanut Sauce Recipe .An option of meat, mix fried with great…
Graduation Party Ideas
35 Best Cosmetology Graduation Party Ideas

by admin January 19, 2024

by admin January 19, 2024

35 Best Cosmetology Graduation Party Ideas .No issue if you consider yourself an Amazon.com Prime or Pinterest…
Best Winter Ideas
Best 22 Winter Birthday Party Ideas for 3 Year Olds

by admin January 19, 2024

by admin January 19, 2024

Best 22 Winter Birthday Party Ideas for 3 Year Olds .Winter months wedding celebrations can be really…
Leadership Quotes
22 Best Ideas Gandhi Leadership Quotes

by admin January 19, 2024

by admin January 19, 2024

22 Best Ideas Gandhi Leadership Quotes . ” Management is addressing troubles. The day soldiers quit bringing…
Bathroom Ideas
30 Best Of Shower for Small Bathroom

by admin January 18, 2024

by admin January 18, 2024

30 Best Of Shower for Small Bathroom .Pressing a shower into a tiny residence shower room with…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?