Home, Family, Style and Art Ideas

Fathers Day Gift Ideas
The Best First Father's Day Gift Ideas

by admin June 3, 2024

by admin June 3, 2024

The Best First Father&#039;s Day Gift Ideas .Father states he is carefree and also wants for nothing,…
Wedding Rings
The 22 Best Ideas for Wood Wedding Rings for Men

by admin June 3, 2024

by admin June 3, 2024

The 22 Best Ideas for Wood Wedding Rings for Men .Before you as well as your fianc…
Fathers Day Gift Ideas
22 Of the Best Ideas for Father to Be Gift Ideas

by admin June 2, 2024

by admin June 2, 2024

22 Of the Best Ideas for Father to Be Gift Ideas . Assist him care for his…
Low Calorie Recipes
30 Best Low Calorie Italian Recipes

by admin June 2, 2024

by admin June 2, 2024

30 Best Low Calorie Italian Recipes .Don’t allow some of the ingredients trick you– this spicy shrimp…
Rings
21 Best Ideas Qvc Wedding Rings

by admin June 2, 2024

by admin June 2, 2024

21 Best Ideas Qvc Wedding Rings .Interaction rings are the best expression of love, which is why…
Nail Designs
The top 20 Ideas About March Nail Designs

by admin June 2, 2024

by admin June 2, 2024

The top 20 Ideas About March Nail Designs .There are the standards, like pumpkins and also cute…
Pool Ideas
30 Catchy Cheap Above Ground Pool Liners

by admin June 1, 2024

by admin June 1, 2024

30 Catchy Cheap Above Ground Pool Liners .Learn more about the expenses of constructing an above-ground swimming…
Wedding Dresses
The 20 Best Ideas for Venus Wedding Dresses

by admin June 1, 2024

by admin June 1, 2024

The 20 Best Ideas for Venus Wedding Dresses .Wedding dress budgets are barely ever specific. Try your…
Gender Reveal Party Ideas
The 20 Best Ideas for Gender Reveal Party Ideas Blog

by admin June 1, 2024

by admin June 1, 2024

The 20 Best Ideas for Gender Reveal Party Ideas Blog .One of the most amazing parts of…
Coloring Pages For Toddlers
Top 20 Letter D Coloring Pages for toddlers

by admin June 1, 2024

by admin June 1, 2024

Top 20 Letter D Coloring Pages for toddlers .My kids use (and also delight in) the coloring…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?