Home, Family, Style and Art Ideas

Inspirational Quotes
24 Best Ideas Inspirational Quotes for Moms

by admin August 18, 2023

by admin August 18, 2023

24 Best Ideas Inspirational Quotes for Moms . This is a quote that can come in handy…
Coloring Pages For Toddlers
The Best Dinosaur Coloring Pages for toddlers

by admin August 17, 2023

by admin August 17, 2023

The Best Dinosaur Coloring Pages for toddlers .My youngsters make use of (and appreciate) the coloring sheets…
Wedding Cakes
23 Of the Best Ideas for Bear Wedding Cake topper

by admin August 17, 2023

by admin August 17, 2023

23 Of the Best Ideas for Bear Wedding Cake topper .As brides, we desire that response to…
Gift Basket Ideas
The 22 Best Ideas for Gift Basket Ideas Men

by admin August 17, 2023

by admin August 17, 2023

The 22 Best Ideas for Gift Basket Ideas Men . Hello Jill: when we do gift baskets,…
Salsa Recipes
35 Best Basic Salsa Recipe

by admin August 17, 2023

by admin August 17, 2023

35 Best Basic Salsa Recipe .One of the best things about making your own salsa is that…
Kids Hairstyle Ideas
Best 23 Baby Girl Hair Clips

by admin August 16, 2023

by admin August 16, 2023

Best 23 Baby Girl Hair Clips .For a sophisticated haircut, this side part style will certainly offer…
Birthday Gift Inspirations
24 Best 13 Year Old Birthday Gift Ideas

by admin August 16, 2023

by admin August 16, 2023

24 Best 13 Year Old Birthday Gift Ideas . Sure, your birthday girl likes her share of…
Pins
The 23 Best Ideas for Pins Location

by admin August 16, 2023

by admin August 16, 2023

The 23 Best Ideas for Pins Location .There s no far better means to perk up your…
Mushrooms Recipes
The Best Ideas for Stuffed Portobello Mushroom Recipe

by admin August 16, 2023

by admin August 16, 2023

The Best Ideas for Stuffed Portobello Mushroom Recipe .Mushrooms add a remarkable natural flavour to savoury recipes.…
Engagement
The top 22 Ideas About Wedding Band or Engagement Ring First

by admin August 15, 2023

by admin August 15, 2023

The top 22 Ideas About Wedding Band or Engagement Ring First .When you think about diamonds, it…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?