Home, Family, Style and Art Ideas

Anniversary Gift Ideas
20 Of the Best Ideas for 5th Wedding Anniversary Gift Ideas

by admin June 8, 2024

by admin June 8, 2024

20 Of the Best Ideas for 5th Wedding Anniversary Gift Ideas .On this day, you understand what…
Baby Quotes
21 Ideas for Welcome New Baby Quotes

by admin June 8, 2024

by admin June 8, 2024

21 Ideas for Welcome New Baby Quotes .You understand you re going to have a youngster but…
Nail Designs
20 Best Nail Designs for Spring and Summer

by admin June 7, 2024

by admin June 7, 2024

20 Best Nail Designs for Spring and Summer .Once the brilliant white shades of summer have actually…
Family Quotes
The Best Fast and Furious Quotes About Family

by admin June 7, 2024

by admin June 7, 2024

The Best Fast and Furious Quotes About Family .Family is one of the most vital, if not…
Baby Shower Recipes
The 25 Best Ideas for Baby Goldfish Crackers

by admin June 7, 2024

by admin June 7, 2024

The 25 Best Ideas for Baby Goldfish Crackers .Sherbet Shower Surprise This punch is constantly fantastic for…
Positive Quotes
35 Of the Best Ideas for Positive Impact Quotes

by admin June 7, 2024

by admin June 7, 2024

35 Of the Best Ideas for Positive Impact Quotes .Put life in point of view with with…
DIY Mask Ideas
23 Best Ideas Diy Skull Mask

by admin June 6, 2024

by admin June 6, 2024

23 Best Ideas Diy Skull Mask . It’s cool outside, so your skin’s probably a little bit…
Glitter Nails
25 Ideas for Holiday Glitter Nails

by admin June 6, 2024

by admin June 6, 2024

25 Ideas for Holiday Glitter Nails .For nails that shine brighter than Bellatrix’s safe at Gringotts, you…
Kids Party Ideas
24 Best Ideas Pool Party themes for Kids

by admin June 6, 2024

by admin June 6, 2024

24 Best Ideas Pool Party themes for Kids .It s a huge headache when you require to…
DIY Plan Ideas
The top 25 Ideas About Diy Tv Stand Plans

by admin June 6, 2024

by admin June 6, 2024

The top 25 Ideas About Diy Tv Stand Plans . Pottery Barn-Style DIY Bed Framework with Storage…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?