Home, Family, Style and Art Ideas

Best Memorial Day Ideas
The 23 Best Ideas for Memorial Day Wishes Quotes

by admin January 31, 2024

by admin January 31, 2024

The 23 Best Ideas for Memorial Day Wishes Quotes .There are specific vacations within our society that…
Nail Colors
22 Best Popular Summer Nail Colors

by admin January 30, 2024

by admin January 30, 2024

22 Best Popular Summer Nail Colors .When thinking about the chillier season, you could safely predict that…
Best Easter Ideas
25 Ideas for Easter Cake Decorating Ideas

by admin January 30, 2024

by admin January 30, 2024

25 Ideas for Easter Cake Decorating Ideas .The majority of people love to embellish the outside of…
Wedding Dresses
20 Ideas for Fitted Wedding Dresses

by admin January 30, 2024

by admin January 30, 2024

20 Ideas for Fitted Wedding Dresses .There are a lot of wedding information that you require to…
Baby Room Décor
The Best Ideas for Boy Baby Shower Decor

by admin January 30, 2024

by admin January 30, 2024

The Best Ideas for Boy Baby Shower Decor .It s my favourite due to the fact that…
Living Room Ideas
22 Trendy Country Living Room Ideas

by admin January 29, 2024

by admin January 29, 2024

22 Trendy Country Living Room Ideas .Contemporary living space de cor stands up to the trivial matters…
Christmas Quotes
21 Ideas for Short Religious Christmas Quotes

by admin January 29, 2024

by admin January 29, 2024

21 Ideas for Short Religious Christmas Quotes .In the days leading up to Christmas, it often feels…
Birthday Quote Ideas
The 35 Best Ideas for Birthday Quotes to Husband

by admin January 29, 2024

by admin January 29, 2024

The 35 Best Ideas for Birthday Quotes to Husband . Our internet site provides a multitude of…
Birthday Decoration Ideas
23 Ideas for First Birthday Decoration Ideas

by admin January 28, 2024

by admin January 28, 2024

23 Ideas for First Birthday Decoration Ideas . When it comes to birthday celebrations, you don’t constantly…
Birthday Gift Ideas
The Best Ideas for 25th Birthday Gift Ideas for Her

by admin January 28, 2024

by admin January 28, 2024

The Best Ideas for 25th Birthday Gift Ideas for Her . So, if on your own are…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?