Home, Family, Style and Art Ideas

Birthday Party Inspirations
30 Best Shrek Birthday Party

by admin August 25, 2023

by admin August 25, 2023

30 Best Shrek Birthday Party . Find Birthday Event Material, including Decorations, Favors and More at the…
Wedding Nails
The Best Wedding Nail Color

by admin August 25, 2023

by admin August 25, 2023

The Best Wedding Nail Color .You desire the perfect dress, the perfect hairstyle, and of course the…
Best Valentines Day Ideas
20 Ideas for House Party Vickie Valentines Day

by admin August 25, 2023

by admin August 25, 2023

20 Ideas for House Party Vickie Valentines Day .The timeless ideas are still wonderful concepts. There is…
Birthday Invitation Ideas
The 25 Best Ideas for Cowgirl Birthday Invitations

by admin August 24, 2023

by admin August 24, 2023

The 25 Best Ideas for Cowgirl Birthday Invitations . Whether you’re preparing a birthday celebration event for…
Best Passover Ideas
The top 24 Ideas About Passover Lamb Recipe

by admin August 24, 2023

by admin August 24, 2023

The top 24 Ideas About Passover Lamb Recipe .Keep reading for some terrific thoughts on exactly how…
Pins
23 Best Pins Drawing

by admin August 24, 2023

by admin August 24, 2023

23 Best Pins Drawing .Sparkling crystals decorate these enjoys outfit precious jewelry brooch pins so they actually…
Crochet Hairstyles
The Best Ideas for Short Curly Crochet Hairstyles

by admin August 23, 2023

by admin August 23, 2023

The Best Ideas for Short Curly Crochet Hairstyles .Crochet pigtails are a cost-effective pigtail style as well…
Nail Ideas
Best 23 Cute Nail Ideas for Summer

by admin August 23, 2023

by admin August 23, 2023

Best 23 Cute Nail Ideas for Summer .When the bright white tones of summer have gone away…
Bedroom Ideas
35 Luxury Mens Bedroom Sets

by admin August 23, 2023

by admin August 23, 2023

35 Luxury Mens Bedroom Sets .When it concerns masculine bedrooms, the first thing that enters your mind…
Gift Basket Ideas
The 22 Best Ideas for Gift Basket Ideas for Boyfriend

by admin August 23, 2023

by admin August 23, 2023

The 22 Best Ideas for Gift Basket Ideas for Boyfriend .Obviously, you can load a gift basket…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?